{"id":48130,"date":"2017-10-25T12:33:41","date_gmt":"2017-10-25T16:33:41","guid":{"rendered":"http:\/\/ncrcdev.local\/?page_id=48130"},"modified":"2023-03-03T15:29:54","modified_gmt":"2023-03-03T20:29:54","slug":"blog","status":"publish","type":"page","link":"https:\/\/ncrc.org\/blog\/","title":{"rendered":"Blog"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"48130\" class=\"elementor elementor-48130\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-26a9738 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"26a9738\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;6f4ad8d&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c92b44c\" data-id=\"c92b44c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e220921 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"e220921\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:60,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;load_more_infinite_scroll&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;load_more_spinner&quot;:{&quot;value&quot;:&quot;fas fa-spinner&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291701 post type-post status-publish format-standard has-post-thumbnail hentry category-research tag-featured tag-research tag-rwc tag-wealth-snapshot\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/racial-wealth-snapshot-series-economic-outlook-overview-for-the-asian-american-community\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"407\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/feat-racial-wealth-AA-FINAL-1024x407.jpg\" class=\"attachment-large size-large wp-image-291784\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/feat-racial-wealth-AA-FINAL-1024x407.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/feat-racial-wealth-AA-FINAL-300x119.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/feat-racial-wealth-AA-FINAL-768x305.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/feat-racial-wealth-AA-FINAL.jpg 1294w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/racial-wealth-snapshot-series-economic-outlook-overview-for-the-asian-american-community\/\">\n\t\t\t\tRacial Wealth Snapshot Series:  Economic Outlook Overview for the Asian American Community\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tJoseph Dean\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Asian Americans (AA) are a diverse group of individuals with unevenly distributed homeownership, income and wealth rates and education attainment.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/racial-wealth-snapshot-series-economic-outlook-overview-for-the-asian-american-community\/\" aria-label=\"Read more about Racial Wealth Snapshot Series:  Economic Outlook Overview for the Asian American Community\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291722 post type-post status-publish format-standard hentry category-pr tag-cra-article tag-cra-articles tag-feature tag-featured\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-rise-economy-and-374-organizations-call-on-fdic-occ-to-extend-cra-comment-period\/\">\n\t\t\t\tNCRC, Rise Economy and 374 Organizations Call On FDIC, OCC To Extend CRA Comment Period\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 24, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Today, the National Community Reinvestment Coalition (NCRC), Rise Economy and 374 national partners, financial institutions, community organizations, local government agencies, religious groups and small business owners submitted a letter to the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) calling for a comment period extension for the new proposed Community Reinvestment Act (CRA) rule.\u00a0<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-rise-economy-and-374-organizations-call-on-fdic-occ-to-extend-cra-comment-period\/\" aria-label=\"Read more about NCRC, Rise Economy and 374 Organizations Call On FDIC, OCC To Extend CRA Comment Period\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291728 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-rise-economy-and-374-organizations-submit-letter-to-occ-fdic-calling-for-cra-comment-period-extension\/\">\n\t\t\t\tNCRC, Rise Economy and 374 Organizations Submit Letter to OCC, FDIC Calling for CRA Comment Period Extension\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 24, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Download Complete the form to download the pdf: Download Travis Hill, ChairFederal Deposit Insurance Corporation (FDIC) 550 17th Street NWWashington,\u00a0DC\u00a020429Via\u00a0email:\u00a0comments@FDIC.gov Jonathan\u00a0V.\u00a0Gould,\u00a0ComptrollerOffice of the Comptroller of the Currency (OCC) 400 7th St. SWWashington,\u00a0DC\u00a020219Via:\u00a0https:\/\/regulations.gov\/ Re:\u00a0Community\u00a0groups\u00a0request\u00a0an\u00a0extension\u00a0of\u00a0the\u00a0CRA\u00a0comment\u00a0periodRIN\u00a03064-AG31,\u00a0Docket\u00a0ID\u00a0OCC-2026-0694 Dear\u00a0Chair\u00a0Hill\u00a0and\u00a0Comptroller\u00a0Gould,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-rise-economy-and-374-organizations-submit-letter-to-occ-fdic-calling-for-cra-comment-period-extension\/\" aria-label=\"Read more about NCRC, Rise Economy and 374 Organizations Submit Letter to OCC, FDIC Calling for CRA Comment Period Extension\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291625 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-submits-comment-to-fdic-on-bank-secrecy-act-and-compliance-standards-for-fdic-supervised-permitted-payment-stablecoin-issuers\/\">\n\t\t\t\tNCRC Submits Comment to FDIC on Bank Secrecy Act and Compliance Standards for FDIC-supervised Permitted Payment Stablecoin Issuers\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 18, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 3, 2026 Travis Hill, ChairmanFederal Deposit Insurance Corporation550 17th\u00a0Street, NWWashington, DC 20429 Attn: Jennifer M. Jones, Deputy Executive Secretary&lt;[Via: email to Comments@fdic.gov\u00a0through\u00a0FDIC Website at\u00a0https:\/\/www.fdic.gov\/federal-register-publications] RE:<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-submits-comment-to-fdic-on-bank-secrecy-act-and-compliance-standards-for-fdic-supervised-permitted-payment-stablecoin-issuers\/\" aria-label=\"Read more about NCRC Submits Comment to FDIC on Bank Secrecy Act and Compliance Standards for FDIC-supervised Permitted Payment Stablecoin Issuers\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291371 post type-post status-publish format-standard hentry category-pr tag-feature tag-featured\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/new-ncrc-report-calls-for-community-led-approach-to-rural-ai-data-center-development-under-new-opportunity-zones\/\">\n\t\t\t\tNew NCRC Report Calls for Community-Led Approach to Rural AI Data Center Development Under New Opportunity Zones\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 17, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The new Opportunity Zones program could further accelerate data center development in rural communities, making it critical that these projects are community-led and designed to address their growing financial and resource demands, according to a new report from the National Community Reinvestment Coalition (NCRC).<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/new-ncrc-report-calls-for-community-led-approach-to-rural-ai-data-center-development-under-new-opportunity-zones\/\" aria-label=\"Read more about New NCRC Report Calls for Community-Led Approach to Rural AI Data Center Development Under New Opportunity Zones\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290921 post type-post status-publish format-standard has-post-thumbnail hentry category-research tag-fair-lending tag-feature tag-featured tag-gentrification tag-research_report\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/preventing-hyperscale-harm-analyzing-the-potential-impact-of-opportunity-zones-2-0\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-1024x682.jpeg\" class=\"attachment-large size-large wp-image-291259\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-1024x682.jpeg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-300x200.jpeg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-150x100.jpeg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-768x512.jpeg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-1536x1023.jpeg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/AdobeStock_1939987444-scaled.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/preventing-hyperscale-harm-analyzing-the-potential-impact-of-opportunity-zones-2-0\/\">\n\t\t\t\tPreventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSimon Wang, Bruce C. Mitchell, PhD, Jad Edlebi\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 17, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>While hyperscale data centers are increasingly viewed as critical infrastructure for the digital economy, their rapid expansion places considerable demands on local energy grids, water supplies, land use and public services, generating growing concerns about their effects on host communities.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/preventing-hyperscale-harm-analyzing-the-potential-impact-of-opportunity-zones-2-0\/\" aria-label=\"Read more about Preventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291485 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-ffiecs-proposed-revisions-to-the-camels-rating-system\/\">\n\t\t\t\tNCRC&#8217;s Comment on the FFIEC&#8217;s Proposed Revisions to the CAMELS Rating System\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 14, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 14, 2026 Federal Financial Institutions Examination Council (FFIEC)l. William Seidman Center3501 Fairfax DriveArlington, VA 22226-3550 Attn: Executive SecretarySubmitted through Regulations.gov RE: FFIEC Docket ID OCC-2026-0562<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-ffiecs-proposed-revisions-to-the-camels-rating-system\/\" aria-label=\"Read more about NCRC&#8217;s Comment on the FFIEC&#8217;s Proposed Revisions to the CAMELS Rating System\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291351 post type-post status-publish format-standard has-post-thumbnail hentry category-pr category-views tag-feature tag-featured\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/ncrc-awards-1-34-million-in-field-empowerment-fund-housing-counseling-services-grants-to-95-ncrc-member-organizations\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"851\" height=\"315\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/fef-WINNERS-.jpg\" class=\"attachment-large size-large wp-image-291422\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/fef-WINNERS-.jpg 851w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/fef-WINNERS--300x111.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/fef-WINNERS--768x284.jpg 768w\" sizes=\"(max-width: 851px) 100vw, 851px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-awards-1-34-million-in-field-empowerment-fund-housing-counseling-services-grants-to-95-ncrc-member-organizations\/\">\n\t\t\t\tNCRC Awards $1.34 Million in Field Empowerment Fund \u2013 Housing Counseling Services Grants to 95 NCRC Member Organizations\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 12, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Annually, these agencies serve over 85,000 households across the United States, with over 63,000 of those households falling under 80% of their regional median income levels. This grant funding will fuel their critical services, empowering families across the country to achieve housing stability and homeownership.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-awards-1-34-million-in-field-empowerment-fund-housing-counseling-services-grants-to-95-ncrc-member-organizations\/\" aria-label=\"Read more about NCRC Awards $1.34 Million in Field Empowerment Fund \u2013 Housing Counseling Services Grants to 95 NCRC Member Organizations\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291393 post type-post status-publish format-standard has-post-thumbnail hentry category-pr category-views tag-feature tag-featured\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/ncrc-mourns-loss-of-board-vice-chair-irvin-henderson\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-1024x683.jpg\" class=\"attachment-large size-large wp-image-291394\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/55239367350_9ead40f675_k.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-mourns-loss-of-board-vice-chair-irvin-henderson\/\">\n\t\t\t\tNCRC Mourns Loss of Board Vice Chair Irvin Henderson\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 11, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>&#8220;We are deeply saddened by Irvin\u2019s sudden passing,\u201d said Jesse Van Tol, NCRC\u2019s president and CEO. \u201cAs one of the founding board members of NCRC, he played a pivotal role in shaping our organization and was a tireless champion of our cause.&#8221;<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-mourns-loss-of-board-vice-chair-irvin-henderson\/\" aria-label=\"Read more about NCRC Mourns Loss of Board Vice Chair Irvin Henderson\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291048 post type-post status-publish format-standard has-post-thumbnail hentry category-research tag-research_report tag-summit\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/nashville-summit-series-brief-5-barriers-solutions-for-workforce-development\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"257\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail-1024x257.jpg\" class=\"attachment-large size-large wp-image-291064\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail-1024x257.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail-300x75.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail-768x193.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail-1536x386.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/nashville_feature_brief5-thumbnail.jpg 1776w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/nashville-summit-series-brief-5-barriers-solutions-for-workforce-development\/\">\n\t\t\t\tNashville Summit Series &#8211; Brief 5: Barriers &#038; Solutions for Workforce Development\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tDevin Thompson\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 3, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>This brief maintains the previous two briefs\u2019 narrower focus but instead distills the conversations from the participants in the workforce development ecosystem. It documents the barriers raised by practitioners and funders during the workforce development dialogues and the solutions participants raised that would work with limited federal government support.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/nashville-summit-series-brief-5-barriers-solutions-for-workforce-development\/\" aria-label=\"Read more about Nashville Summit Series &#8211; Brief 5: Barriers &#038; Solutions for Workforce Development\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290746 post type-post status-publish format-standard has-post-thumbnail hentry category-videos tag-member tag-member-benefits tag-membership tag-video tag-webinar tag-webinars\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/video-your-membership-your-benefits-a-closer-look-at-ncrc-membership-july-2026\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"611\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/yourmembership-feat2-1024x611.jpg\" class=\"attachment-large size-large wp-image-290748\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/yourmembership-feat2-1024x611.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/yourmembership-feat2-300x179.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/yourmembership-feat2-768x458.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/yourmembership-feat2.jpg 1352w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/video-your-membership-your-benefits-a-closer-look-at-ncrc-membership-july-2026\/\">\n\t\t\t\tVideo: Your Membership, Your Benefits &#8211; A Closer Look at NCRC Membership &#8211; July 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 3, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Learn how NCRC membership helps organizations strengthen their impact through research, policy advocacy, professional development, technical assistance and connections across a national network of more than 700 community-focused organizations.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/video-your-membership-your-benefits-a-closer-look-at-ncrc-membership-july-2026\/\" aria-label=\"Read more about Video: Your Membership, Your Benefits &#8211; A Closer Look at NCRC Membership &#8211; July 2026\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-291075 post type-post status-publish format-standard has-post-thumbnail hentry category-policy category-views tag-crafeature tag-access-to-credit tag-affordable-housing tag-bank-accountability tag-community-development tag-community-reinvestment-act tag-cra tag-cra-articles tag-cra-feature tag-cra-featured tag-cra-news tag-cra-reports tag-craarticle tag-economic-development tag-fair-lending tag-fdic tag-feature tag-featured tag-lihtc tag-lmi tag-mortgage-loans tag-ncrc tag-occ tag-small-business-lending\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/2026-cra-rollbacks\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/CRAWORKS-blog-1.jpg\" class=\"attachment-large size-large wp-image-291175\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/CRAWORKS-blog-1.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/CRAWORKS-blog-1-300x150.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/08\/CRAWORKS-blog-1-768x384.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/2026-cra-rollbacks\/\">\n\t\t\t\tThe Proposed 2026 CRA Rollbacks: Key Takeaways and Why it Matters\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 3, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation\u2019s (FDIC) proposed Community Reinvestment Act (CRA) rule would weaken bank obligations to invest, lend and provide services in low- and moderate-income (LMI) communities, while reducing transparency and accountability.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/2026-cra-rollbacks\/\" aria-label=\"Read more about The Proposed 2026 CRA Rollbacks: Key Takeaways and Why it Matters\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290904 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-affordable-housing tag-bipoc-leaders tag-community-development tag-featured tag-legislative-advocacy tag-low-income-communities tag-mccd tag-minnesota-consortium-of-community-developers tag-minnesota-fair-plan tag-ncrc tag-property-insurance tag-shared-ownership-models tag-small-business-development tag-worker-cooperative\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/minnesota-consortium-of-community-developers-secure-millions-for-affordable-housing-and-small-business-development\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"686\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-1024x686.jpeg\" class=\"attachment-large size-large wp-image-290905\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-1024x686.jpeg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-300x201.jpeg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-150x100.jpeg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-768x514.jpeg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-1536x1029.jpeg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/MCCDpic-scaled.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/minnesota-consortium-of-community-developers-secure-millions-for-affordable-housing-and-small-business-development\/\">\n\t\t\t\tMinnesota Consortium of Community Developers Secure Millions for Affordable Housing and Small Business Development\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tKaitlyn Ridel\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 3, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Like most states, Minnesota is facing an affordable housing shortage with over 100,000 residences needed for low-income residents. The Minnesota Consortium of Community Developers (MCCD), a network of community development organizations, is working to fill this gap. MCCD advocates statewide for equitable housing and economic policies that generate wealth for people of color (BIPOC) and<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/minnesota-consortium-of-community-developers-secure-millions-for-affordable-housing-and-small-business-development\/\" aria-label=\"Read more about Minnesota Consortium of Community Developers Secure Millions for Affordable Housing and Small Business Development\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290998 post type-post status-publish format-standard hentry category-pr\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/new-cra-proposal-is-an-assault-on-working-class-communities\/\">\n\t\t\t\tNew CRA Proposal Is an Assault on Working-Class Communities\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 31, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) today proposed sweeping changes to the Community Reinvestment Act (CRA) that would drastically weaken banks\u2019 obligation to meet the credit needs of low- and moderate-income communities.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/new-cra-proposal-is-an-assault-on-working-class-communities\/\" aria-label=\"Read more about New CRA Proposal Is an Assault on Working-Class Communities\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290898 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-black-immigrant-entrepreneurs tag-cdfi tag-columbus tag-community-lending tag-fair-lending tag-featured tag-fork-in-nigeria tag-immigration tag-ncrc tag-oh tag-sba tag-small-business-support\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/a-place-at-the-table-what-black-immigrant-entrepreneurs-teach-us-about-the-american-dream\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/IMG-20211203-WA0019-1-768x1024.jpg\" class=\"attachment-large size-large wp-image-290901\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/IMG-20211203-WA0019-1-768x1024.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/IMG-20211203-WA0019-1-225x300.jpg 225w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/IMG-20211203-WA0019-1-1152x1536.jpg 1152w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/IMG-20211203-WA0019-1.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/a-place-at-the-table-what-black-immigrant-entrepreneurs-teach-us-about-the-american-dream\/\">\n\t\t\t\tA Place At The Table: What Black Immigrant Entrepreneurs Teach Us About The American Dream\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tOyindoubra Akika\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 31, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>For many immigrants, home is not simply a place they leave behind. It\u2019s something they carry with them and, sometimes, find in familiar foods, shared traditions and communities thousands of miles away.\u00a0 By 2000, Columbus, Ohio was home to more than 11,000 African-born residents as a result of a wave of immigration that had occurred<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/a-place-at-the-table-what-black-immigrant-entrepreneurs-teach-us-about-the-american-dream\/\" aria-label=\"Read more about A Place At The Table: What Black Immigrant Entrepreneurs Teach Us About The American Dream\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290934 post type-post status-publish format-standard hentry category-pr\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-woodstock-and-rise-economy-strongly-oppose-oppfis-applications-to-become-a-bank-holding-company-and-to-merge-with-bnccorp\/\">\n\t\t\t\tNCRC, Woodstock and Rise Economy Strongly Oppose OppFi\u2019s Applications to Become a Bank Holding Company and to Merge with BNCCORP\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 30, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The letter outlines the unacceptable risks for low- and moderate-income communities, consumers and small businesses, as well as the safety and soundness of the financial system that would come from granting OppFi direct access to the banking system.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-woodstock-and-rise-economy-strongly-oppose-oppfis-applications-to-become-a-bank-holding-company-and-to-merge-with-bnccorp\/\" aria-label=\"Read more about NCRC, Woodstock and Rise Economy Strongly Oppose OppFi\u2019s Applications to Become a Bank Holding Company and to Merge with BNCCORP\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290937 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-woodstock-institute-and-rise-economy-oppose-oppfis-proposed-merger-with-bnc-bank\/\">\n\t\t\t\tNCRC, Woodstock Institute and Rise Economy Oppose OppFi\u2019s Proposed Merger With BNC Bank\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 30, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 29, 2026 Jennifer Ball, Deputy Regional DirectorKansas City Regional OfficeFederal Deposit Insurance Corporation1100 Walnut Street, Suite 2100Kansas City, MO 64106RE: App No. 20260654 Submitted via<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-woodstock-institute-and-rise-economy-oppose-oppfis-proposed-merger-with-bnc-bank\/\" aria-label=\"Read more about NCRC, Woodstock Institute and Rise Economy Oppose OppFi\u2019s Proposed Merger With BNC Bank\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290540 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-affordable-housing tag-apprenticeship tag-congress tag-construction-industry tag-dei tag-economic-mobility tag-featured tag-housing-affordability tag-housing-supply tag-labor-costs tag-road-to-housing-act tag-skilled-trades tag-supply-side-housing tag-wanto tag-workforce-development\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/mobility-monitor-expanding-american-housing-supply-will-require-investment-in-workforce-development\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"767\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-1024x767.jpg\" class=\"attachment-large size-large wp-image-290543\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-1024x767.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-300x225.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-768x575.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-1536x1150.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-construccion-total-2464540-6082416-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/mobility-monitor-expanding-american-housing-supply-will-require-investment-in-workforce-development\/\">\n\t\t\t\tMobility Monitor: Expanding American Housing Supply Will Require Investment in Workforce Development\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tSimon Wang\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 29, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The 21st Century ROAD to Housing Act was recently passed into law without President Trump\u2019s signature, marking the most significant federal legislative action on housing in over 20 years. Although the president refused to sign the bill into law without other strings attached, lawmakers\u2019 interest in housing affordability appears solidified heading into the midterms. That<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/mobility-monitor-expanding-american-housing-supply-will-require-investment-in-workforce-development\/\" aria-label=\"Read more about Mobility Monitor: Expanding American Housing Supply Will Require Investment in Workforce Development\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290873 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-submits-comment-on-federal-reserve-proposal-regarding-the-creation-of-payment-accounts\/\">\n\t\t\t\tNCRC Submits Comment on Federal Reserve Proposal Regarding the Creation of Payment Accounts\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 28, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 27, 2026 Benjamin W. McDonoughSecretary, Board of GovernorsFederal Reserve System20th\u00a0Street and Constitution Avenue, NWWashington, D.C. 20551Via: https:\/\/www.federalreserve.gov\/apps\/proposals\/ RE: Proposed Revisions to the Federal Reserve Policy<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-submits-comment-on-federal-reserve-proposal-regarding-the-creation-of-payment-accounts\/\" aria-label=\"Read more about NCRC Submits Comment on Federal Reserve Proposal Regarding the Creation of Payment Accounts\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290545 post type-post status-publish format-standard has-post-thumbnail hentry category-research category-views tag-bank-branch-growth tag-bank-branch-losses tag-bank-branch-strategy tag-branch-expansion tag-brick-and-mortar-bank tag-census-bureau tag-domestic-migration tag-domestic-out-migration tag-fdic tag-featured tag-full-service-bank tag-great-recession tag-high-growth-market tag-in-store-bank tag-mobile-banking tag-physical-bank tag-retail-bank\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/bank-branch-trends-for-2026-2nd-quarter-continued-growth-in-the-southeast-and-southwest-metros\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-1024x576.jpg\" class=\"attachment-large size-large wp-image-290555\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-1024x576.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-300x169.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-768x432.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-1536x864.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/pexels-gabby-k-6289062-scaled.jpg 1820w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/bank-branch-trends-for-2026-2nd-quarter-continued-growth-in-the-southeast-and-southwest-metros\/\">\n\t\t\t\tBank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tJason Richardson\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 27, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The nation&#8217;s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven&#8217;t seen since 2009. It has been a long time since we could say bank branches<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/bank-branch-trends-for-2026-2nd-quarter-continued-growth-in-the-southeast-and-southwest-metros\/\" aria-label=\"Read more about Bank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290562 post type-post status-publish format-standard has-post-thumbnail hentry category-videos tag-access-to-lending tag-community-banks tag-community-development-finance tag-community-reinvestment-act-cra tag-fair-lending tag-minority-depository-institutions tag-mortgage-lending-disparities tag-nashville-lending-landscape tag-redlining-and-housing tag-regional-financial-institutions tag-relationship-based-banking tag-small-business-lending tag-webinar tag-webinars\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/video-the-data-behind-the-lending-landscape-why-engaging-regional-financial-institutions-matter\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"423\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2-1024x423.jpg\" class=\"attachment-large size-large wp-image-290588\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2-1024x423.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2-300x124.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2-768x317.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2-1536x634.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/date-behind-the-lending-2.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/video-the-data-behind-the-lending-landscape-why-engaging-regional-financial-institutions-matter\/\">\n\t\t\t\tVideo: The Data Behind the Lending Landscape &#8211; Why Engaging Regional Financial Institutions Matter\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>As federal budget cuts challenge affordable housing and community development efforts, this session explores how nonprofits can use data, partnerships and regional banks to move projects forward.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/video-the-data-behind-the-lending-landscape-why-engaging-regional-financial-institutions-matter\/\" aria-label=\"Read more about Video: The Data Behind the Lending Landscape &#8211; Why Engaging Regional Financial Institutions Matter\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290708 post type-post status-publish format-standard hentry category-testimony\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrcs-comment-on-occ-stablecoin-anti-money-laundering-rulemaking\/\">\n\t\t\t\tNCRC&#8217;s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 24, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal\u00a0\u2013\u00a0Regulations.gov Re: Office of Comptroller of<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrcs-comment-on-occ-stablecoin-anti-money-laundering-rulemaking\/\" aria-label=\"Read more about NCRC&#8217;s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290672 post type-post status-publish format-standard hentry category-testimony tag-bank-deregulation tag-bank-mergers tag-banking-oversight tag-community-banks tag-community-reinvestment-act tag-consumer-protection tag-cra tag-fair-lending tag-h-r-6955 tag-hmda tag-home-mortgage-disclosure-act tag-main-street-capital-access-act tag-redlining tag-rural-communities tag-small-business-lending\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-opposes-hr-6955-the-main-street-capital-access-act\/\">\n\t\t\t\tNCRC Opposes HR 6955: The Main Street Capital Access Act\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 24, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>&nbsp; Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now &nbsp; Complete the form to download the pdf: Download July 21, 2026 The Honorable Hakeem Jeffries Democratic Leader U.S. House of Representatives Washington, DC 20515 The Honorable Katherine Clark Democratic Whip U.S. House<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrc-opposes-hr-6955-the-main-street-capital-access-act\/\" aria-label=\"Read more about NCRC Opposes HR 6955: The Main Street Capital Access Act\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290685 post type-post status-publish format-standard hentry category-testimony tag-access-to-credit tag-affordable-housing tag-community-reinvestment-act tag-cra tag-dts tag-duty-to-serve tag-fannie-mae tag-fhfa tag-freddie-mac tag-government-sponsored-enterprises tag-gses tag-housing-finance tag-housing-policy tag-low-and-moderate-income-communities tag-manufactured-housing tag-mortgage-lending tag-public-comments tag-regulatory-comments tag-rural-housing tag-underserved-markets\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-fhfas-proposed-rulemaking-on-the-enterprise-duty-to-serve-dts-underserved-markets\/\">\n\t\t\t\tNCRC\u2019s Comment on the FHFA\u2019s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 23, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>&nbsp; Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now &nbsp; Complete the form to download the pdf: Download July 23, 2026 Clinton Jones General Counsel Attention: Comments Enterprise Duty to Serve Underserved Markets RIN 2590\u2013AB64 Federal Housing Finance Agency 400 Seventh Street<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-fhfas-proposed-rulemaking-on-the-enterprise-duty-to-serve-dts-underserved-markets\/\" aria-label=\"Read more about NCRC\u2019s Comment on the FHFA\u2019s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets\" tabindex=\"-1\">\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290615 post type-post status-publish format-standard has-post-thumbnail hentry category-pr category-views tag-featured\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/ncrc-opposes-main-street-act-that-weakens-banking-oversight-and-community-voice\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"506\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/Going-out-of-business-photo-1024x506.jpg\" class=\"attachment-large size-large wp-image-290629\" alt=\"Photo of a Small Shop thats going out of business.\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/Going-out-of-business-photo-1024x506.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/Going-out-of-business-photo-300x148.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/Going-out-of-business-photo-768x380.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/Going-out-of-business-photo.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-opposes-main-street-act-that-weakens-banking-oversight-and-community-voice\/\">\n\t\t\t\tNCRC Opposes Main Street Act That Weakens Banking Oversight and Community Voice\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-author\">\n\t\t\tNCRC\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tJuly 23, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>NCRC&#8217;s President and CEO Jesse Van Tol released a statement in regards to the House&#8217;s recent passage of H.R. 6955 (the Main Street Capital Access Act) and the devastating ripple effects it will have on regulatory accountability for banking institutions as well as fair lending for communities: The House voted to hand banks a green<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" 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