{"id":290793,"date":"2026-07-27T11:13:44","date_gmt":"2026-07-27T15:13:44","guid":{"rendered":"https:\/\/ncrc.org\/?p=290793"},"modified":"2026-07-27T11:13:48","modified_gmt":"2026-07-27T15:13:48","slug":"fed-regulators-new-guidance-disrupts-mortgages-loans","status":"publish","type":"post","link":"https:\/\/ncrc.org\/fed-regulators-new-guidance-disrupts-mortgages-loans\/","title":{"rendered":"Fed Regulators&#8217; New Guidance Disrupts Mortgages, Loans"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">July 15, 2026, TheStreet, <a href=\"https:\/\/www.thestreet.com\/personal-finance\/itin-mortgage-lending-guidance-banks\" target=\"_blank\" rel=\"noopener\">Fed Regulators&#8217; New Guidance Disrupts Mortgages, Loans<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The market remains small, with roughly 5,000 to 6,000 ITIN mortgages originated in 2023 out of about 4.6 million total originations that year, according to the\u00a0<a href=\"https:\/\/www.cnbc.com\/2026\/07\/13\/regulators-urge-banks-to-scrutinize-loans-to-unauthorized-immigrants.html\" target=\"_blank\" rel=\"noreferrer noopener\">National Community Reinvestment Coalition<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>July 15, 2026, TheStreet, Fed Regulators&#8217; New Guidance Disrupts Mortgages, Loans The market remains small, with roughly 5,000 to 6,000 ITIN mortgages originated in 2023 out of about 4.6 million total originations that year, according to the\u00a0National Community Reinvestment Coalition.<\/p>\n","protected":false},"author":4662,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"content-type":"","_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"page_builder":"","footnotes":""},"categories":[1324],"tags":[],"class_list":["post-290793","post","type-post","status-publish","format-standard","hentry","category-press"],"acf":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"NCRC","author_link":""},"uagb_comment_info":0,"uagb_excerpt":"July 15, 2026, TheStreet, Fed Regulators&#8217; New Guidance Disrupts Mortgages, Loans The market remains small, with roughly 5,000 to 6,000 ITIN mortgages originated in 2023 out of about 4.6 million total originations that year, according to the\u00a0National Community Reinvestment Coalition.","_links":{"self":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts\/290793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/users\/4662"}],"replies":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/comments?post=290793"}],"version-history":[{"count":1,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts\/290793\/revisions"}],"predecessor-version":[{"id":290794,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts\/290793\/revisions\/290794"}],"wp:attachment":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/media?parent=290793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/categories?post=290793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/tags?post=290793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}