{"id":288935,"date":"2026-06-05T12:05:40","date_gmt":"2026-06-05T16:05:40","guid":{"rendered":"https:\/\/ncrc.org\/?p=288935"},"modified":"2026-06-05T12:05:40","modified_gmt":"2026-06-05T16:05:40","slug":"ncrc-disagrees-with-cfpb-guidance-around-immigration-status","status":"publish","type":"post","link":"https:\/\/ncrc.org\/ncrc-disagrees-with-cfpb-guidance-around-immigration-status\/","title":{"rendered":"NCRC Disagrees With CFPB Guidance Around Immigration Status"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In response to the Consumer Financial Protection Bureau\u2019s (CFPB) newly published guidance to lenders that they should consider the immigration status of borrowers in credit decisions, the<strong> National Community Reinvestment Coalition\u2019s (NCRC) President and CEO Jesse Van Tol<\/strong> issued the following statement:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cCredit decisions should be based on a borrower\u2019s actual ability to repay, not hypotheticals based on the borrower\u2019s immigration status. Access to credit expands opportunity for families, entrepreneurs and communities. Policies that encourage lenders to consider immigration status risk excluding qualified borrowers from the financial mainstream.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThe hypocrisy of discouraging lending to hard-working immigrants who pay taxes, while claiming that banks improperly \u2018debanked\u2019 some wealthy people based on their highly risky, often international, crypto transactions should be lost on no one. Favoring one while denigrating the other makes clear that this policy is not about risk: it\u2019s about picking winners and losers.\u201d<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The hypocrisy of discouraging lending to hard-working immigrants who pay taxes, while claiming that banks improperly \u2018debanked\u2019 some wealthy people based on their highly risky, often international, crypto transactions should be lost on no one.<\/p>\n","protected":false},"author":951,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"content-type":"","_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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hypocrisy of discouraging lending to hard-working immigrants who pay taxes, while claiming that banks improperly \u2018debanked\u2019 some wealthy people based on their highly risky, often international, crypto transactions should be lost on no 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