{"id":286340,"date":"2026-04-28T16:07:52","date_gmt":"2026-04-28T20:07:52","guid":{"rendered":"https:\/\/ncrc.org\/?p=286340"},"modified":"2026-04-28T16:17:05","modified_gmt":"2026-04-28T20:17:05","slug":"ncrc-joins-with-afr-heal-food-alliance-and-nffc-to-oppose-farm-bills-attempt-to-undermine-section-1071-of-the-dodd-frank-act","status":"publish","type":"post","link":"https:\/\/ncrc.org\/ncrc-joins-with-afr-heal-food-alliance-and-nffc-to-oppose-farm-bills-attempt-to-undermine-section-1071-of-the-dodd-frank-act\/","title":{"rendered":"NCRC joins with AFR, HEAL Food Alliance, and NFFC to oppose Farm Bill\u2019s attempt to undermine Section 1071 of the Dodd-Frank Act"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"286340\" class=\"elementor elementor-286340\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-215f5a73 e-flex e-con-boxed e-con e-parent\" data-id=\"215f5a73\" data-element_type=\"container\" 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elementor-acceptance-field\" checked=\"checked\">\n\t\t\t\t<label for=\"form-field-field_6521488\">Yes, send me updates by email about NCRC research, events and news.<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdd9387 elementor-widget elementor-widget-button\" data-id=\"bdd9387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6ImIyMjhkOGEiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e423134 elementor-widget elementor-widget-text-editor\" data-id=\"e423134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>April 27, 2026<\/p><p>The Honorable Hakeem Jeffries<br \/>Democratic Leader<br \/>U.S. House of Representatives<\/p><p>The Honorable Angie Craig<br \/>Ranking Member<br \/>House Committee on Agriculture<\/p><p>Dear Leader Jeffries\u00a0and\u00a0Ranking Member Craig:<\/p><p>We write with deep concern that the Farm Bill (H.R. 7567) now headed to the House floor, includes yet another attack on farm and small-business lending data collection and transparency under Section 1071\u00a0of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 1071 is a critical civil\u00a0rights and fair lending disclosure rule that provides much needed information for lenders, communities, and local governments to identify farm credit needs, gaps in access to credit, and patterns of lending discrimination.<\/p><p>This attack on a critical civil rights law only compounds the many shortcomings of the Farm Bill in rolling back essential nutrition programs and failing to strengthen farm safety nets for farmers of all scales and production types.<\/p><p>Section 5504 of the bill would make the Farm Credit Administration the \u201csole and independent regulator\u201d of the Farm Credit System.<a href=\"#_ftn1\" name=\"_ftnref1\"><sup>[1]<\/sup><\/a>\u00a0The accompanying committee report<a href=\"#_ftn2\" name=\"_ftnref2\"><sup>[2]<\/sup><\/a>\u00a0makes clear that this language is aimed at insulating Farm Credit institutions from the Dodd-Frank Act and requirements to report lending data to the Consumer Financial Protection Bureau (CFPB), even though the Farm\u00a0Bill\u00a0does not\u00a0expressly name Section 1071, Equal Credit Opportunity Act (ECOA), or the CFPB.<\/p><p>This is not an isolated effort. The language in the Farm Bill comes alongside other recent attacks on 1071, including the Small LENDER Act\u2019s (H.R. 941) effort to sharply reduce coverage, delay compliance, and create a safe harbor from enforcement and the Small Business Administration appropriations contains rider language barring funds from being used to compel compliance with Section 704B of ECOA.<a href=\"#_ftn3\" name=\"_ftnref3\"><sup>[3]<\/sup><\/a>\u00a0Together, these proposals are efforts to reduce transparency, accountability, and the public\u2019s ability to see whether farmers and small businesses are being treated fairly.<\/p><p>We reiterate that data collection is not bureaucracy for its own sake. Congress enacted Section 1071 so that communities, regulators, and lenders can identify credit needs, opportunities and enforce fair lending laws for women and minority-owned farms and small businesses. For smaller-scale farmers, beginning farmers, and other underserved producers, that transparency is essential. Black, Latino,\u00a0Indigenous, and women farmers have faced decades of lending discrimination and barriers to accessing affordable farm operating and farmland credit.\u00a0Without data, discrimination is harder to detect,\u00a0and\u00a0unmet credit needs are easier to ignore and hide.<\/p><p>Smaller-scale farmers need real support and a fair shot at farm credit. They deserve a farm bill that strengthens local and regional food systems, supports beginning and underserved producers, and\u00a0provides a\u00a0fair and competitive market instead of undermining basic transparency and meaningful access to capital. Weakening these protections risks leaving the smallest and most underserved producers without the capital and transparency they depend on to compete and grow. We urge Members to oppose H.R. 7567 on the floor and reject future efforts to use\u00a0the\u00a0Farm\u00a0Bill as one more vehicle to undermine farm and small business data collection.<\/p><p>Sincerely,<\/p><p><strong>NCRC<br \/>AFR<br \/>HEAL Food<br \/>Alliance\/Best Ag Group<br \/>NFFC<\/strong><\/p><p>Cc. Members of the House Democratic Caucus<\/p><p>\u00a0<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><sup>[1]<\/sup><\/a>\u00a0H.R. 7567, 119th Cong. \u00a7 5504(a) (Rules Comm. Print 119-22, Apr. 15, 2026).<\/p><p><a href=\"#_ftnref2\" name=\"_ftn2\"><sup>[2]<\/sup><\/a>\u00a0H.R. Rep. No. 119-620, pt. 1, at 256\u201357 (2026)<strong>\u00a0<\/strong>(explaining that Dodd-Frank implementing regulations \u201cincluded the FCS to report to\u201d CFPB and that the bill \u201creaffirms FCA as the sole regulator of the FCS\u201d so that FCS is not subject to other regulators\u2019 rules unless Congress expressly says so).<\/p><p><a href=\"#_ftnref3\" name=\"_ftn3\"><sup>[3]<\/sup><\/a>\u00a0H.R. __, 119th Cong. \u00a7 520, at 113 (2026)\u00a0(\u201cNone of the funds made available by the Act may be used to compel a small business to comply with section\u2013704B of the Equal Credit Opportunity Act (15 U.S.C. 1691c\u20132).\u201d).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 27, 2026 The Honorable Hakeem JeffriesDemocratic LeaderU.S. House of Representatives The Honorable Angie CraigRanking MemberHouse Committee on Agriculture Dear Leader Jeffries\u00a0and\u00a0Ranking Member Craig: We write [&hellip;]<\/p>\n","protected":false},"author":932,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"content-type":"","_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"page_builder":"","footnotes":""},"categories":[1046],"tags":[],"class_list":["post-286340","post","type-post","status-publish","format-standard","hentry","category-testimony"],"acf":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"NCRC","author_link":""},"uagb_comment_info":0,"uagb_excerpt":"Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 27, 2026 The Honorable Hakeem JeffriesDemocratic LeaderU.S. House of Representatives The Honorable Angie CraigRanking MemberHouse Committee on Agriculture Dear Leader Jeffries\u00a0and\u00a0Ranking Member Craig: We write&hellip;","_links":{"self":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts\/286340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/users\/932"}],"replies":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/comments?post=286340"}],"version-history":[{"count":0,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/posts\/286340\/revisions"}],"wp:attachment":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/media?parent=286340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/categories?post=286340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/tags?post=286340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}