{"id":105155,"date":"2021-11-04T16:48:29","date_gmt":"2021-11-04T20:48:29","guid":{"rendered":"https:\/\/ncrc.org\/?page_id=105155"},"modified":"2026-06-10T12:06:58","modified_gmt":"2026-06-10T16:06:58","slug":"section1071","status":"publish","type":"page","link":"https:\/\/ncrc.org\/section1071\/","title":{"rendered":"Section 1071"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"105155\" class=\"elementor elementor-105155\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44b3e83 elementor-section-height-min-height elementor-section-content-middle elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"44b3e83\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;9925bff&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bf8188\" data-id=\"2bf8188\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4da4c24 elementor-widget elementor-widget-heading\" data-id=\"4da4c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-small\">Section 1071 <br>small business loan data<\/br><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-28b52aa e-con-full e-flex e-con e-parent\" data-id=\"28b52aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;703c909&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-228a7ae elementor-widget elementor-widget-text-editor\" data-id=\"228a7ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i> Photo by: <\/i><i>\u00a9<span class=\"grey gravel-text\" data-t=\"detail-panel-content-author-by-label\"> arrowsmith2 <\/span><\/i>&#8211; stock.adobe.com<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f332349 e-flex e-con-boxed e-con e-parent\" data-id=\"f332349\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-34bb768 e-con-full e-flex e-con e-child\" data-id=\"34bb768\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ff17db elementor-widget elementor-widget-heading\" data-id=\"1ff17db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Keep Up<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-000cfe5 elementor-widget elementor-widget-text-editor\" data-id=\"000cfe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tGet NCRC news and <br>alerts by email.<\/br>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b260695 e-con-full e-flex e-con e-child\" data-id=\"b260695\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-054b036 elementor-widget elementor-widget-html\" data-id=\"054b036\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/embed\/v2.js\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: \"22325826\",\n    formId: \"38ff3e48-e6b5-461d-938c-365275aa6273\"\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d529f2 e-flex e-con-boxed e-con e-parent\" data-id=\"7d529f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b55fd2a e-con-full e-flex e-con e-child\" data-id=\"b55fd2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c58de70 elementor-widget elementor-widget-text-editor\" data-id=\"c58de70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementToProof\"><p class=\"p1\">On May 1, 2026, the Consumer Financial Protection Bureau <span data-olk-copy-source=\"MessageBody\">finalized<\/span> a rule that drastically reduces who must comply with the small business lending data collection (Section 1071) required by the Dodd-Frank Act and the comprehensiveness of the information collected. Here is <span class=\"s1\">a <a href=\"https:\/\/ncrc.org\/sdc_download\/271400\/?key=z21xor4x88ahh4524vpt1tr64wlvan\">chart<\/a><\/span> about the new 2026 rule.\u00a0<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22fb2c7 elementor-widget elementor-widget-text-editor\" data-id=\"22fb2c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementToProof\"><p class=\"p1\"><a href=\"https:\/\/ncrc.org\/ncrc-analysis-of-the-cfpbs-section-1071-rule-of-2026\/\">Read<\/a> NCRC Analysis of the CFPB\u2019s Section 1071 Rule of 2026<\/p><p class=\"p1\"><a href=\"https:\/\/ncrc.org\/the-long-fight-for-small-business-lending-transparency-is-not-over\/\">Read<\/a> NCRC\u2019s Perspective on the Revised 1071 Rule and the Ongoing Fight for Small Business Lending Transparency<\/p><p class=\"p1\"><a href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-cfpbs-proposed-rule-to-strip-section-1071-data-collection\/\">Read<\/a> NCRC\u2019s Comment on the CFPB\u2019s Proposed Rule to Strip Section 1071 Data Collection.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e99390 elementor-widget elementor-widget-text-editor\" data-id=\"1e99390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementToProof\"><em><strong>\u00a0<a href=\"https:\/\/ncrc.org\/initial-analysis-of-final-section-1071-small-business-lending-rule\/\" target=\"_blank\" rel=\"noopener\">See NCRC\u2019s initial analysis of the 2023 rule.<\/a><\/strong><\/em><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f124604 e-flex e-con-boxed e-con e-parent\" data-id=\"f124604\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-db422cd e-con-full e-flex e-con e-child\" data-id=\"db422cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e658f6 elementor-widget elementor-widget-heading\" data-id=\"8e658f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NCRC Lawsuit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80970b8 elementor-widget elementor-widget-text-editor\" data-id=\"80970b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\"><span style=\"font-weight: 400;\">NCRC and a coalition of civil rights, small business and economic justice advocates filed a <\/span><a href=\"https:\/\/ncrc.org\/antidiscrimination-lawsuit-rise-economy-ncrc-trump-administration-cfpb-section1071-small-business-lending-data\/\"><span style=\"font-weight: 400;\">federal lawsuit<\/span><\/a><span style=\"font-weight: 400;\"> against the Consumer Financial Protection Bureau (CFPB) <\/span><span style=\"font-weight: 400;\">and <\/span><span style=\"font-weight: 400;\">Acting Director Russell Vought for unlawfully abandoning implementation of the small business lending data collection rule mandated by Congress: Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9888370 e-flex e-con-boxed e-con e-parent\" data-id=\"9888370\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5efbaf8 e-con-full e-flex e-con e-child\" data-id=\"5efbaf8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2812daf elementor-widget elementor-widget-html\" data-id=\"2812daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Rule 1071 Comparison Chart\" aria-label=\"Table\" id=\"datawrapper-chart-hz07x\" src=\"https:\/\/datawrapper.dwcdn.net\/hz07x\/1\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"797\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}});<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19e8e93 e-flex e-con-boxed e-con e-parent\" data-id=\"19e8e93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8445fbe elementor-widget elementor-widget-heading\" data-id=\"8445fbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Topline of the 2026 Rule:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c67f8f elementor-widget elementor-widget-text-editor\" data-id=\"0c67f8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li>Drastically reduces the number of institutions that need to\u00a0comply:\u00a0dropping from about 20% of depository institutions to 2%.<\/li>\n \t<li>Leaves a large gap in data collected from non-depository institutions.\u00a0In 2019, non-depository institutions were estimated to be 39% of the lending market. By the CFPB\u2019s own estimate, the 2026 rule will cover approximately 31 non-depository institutions (less than 2% of non-depository small business lenders)\n<ul>\n \t<li style=\"font-weight: 400;\">Also, excludes agriculture loans and merchant cash advances.<\/li>\n<\/ul>\n \t<li>Strips data required to the bare minimum and doesn\u2019t include important data points such as disaggregated race data, LGBTQI+ status of the applicant, pricing, and denial reasons. This will make it difficult to use 1071 data to fulfill its Congressional mandate of facilitating enforcement of fair lending laws<\/li>\n \t<li>Lacks clarity on public access to data.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-383ddea e-flex e-con-boxed e-con e-parent\" data-id=\"383ddea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-563362e elementor-widget elementor-widget-heading\" data-id=\"563362e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Major Changes to the 2023 Rule: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd01c95 elementor-widget elementor-widget-text-editor\" data-id=\"cd01c95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"font-weight: 400;\">Raises origination threshold from 100 to 1,000, resulting in approximately 2,000 fewer lenders now needing to comply with the rule.<\/li><li style=\"font-weight: 400;\">Narrows the definition of \u201csmall business\u201d by lowering the gross annual revenue threshold from $5 million to $1 million, meaning fewer lenders must comply with the rule and limiting the amount of data to be collected by lenders that are still covered.<\/li><li style=\"font-weight: 400;\">Excludes agricultural loans, merchant cash advances, and micro loans under $1,000.<\/li><li style=\"font-weight: 400;\">Removes the following datapoints set forth in the 2023 rule:<ul><li style=\"font-weight: 400;\">Pricing information;<\/li><li style=\"font-weight: 400;\">Denial reasons;<\/li><li style=\"font-weight: 400;\">Application method;<\/li><li style=\"font-weight: 400;\">Application recipient;<\/li><li style=\"font-weight: 400;\">Number of workers.<\/li><\/ul><\/li><li style=\"font-weight: 400;\">Eliminates collection\u00a0of :<ul><li style=\"font-weight: 400;\">Disaggregated race and ethnicity data;<\/li><li style=\"font-weight: 400;\">Whether applicant for credit is LGBTQI+;<\/li><li style=\"font-weight: 400;\">Sex\/Gender will be \u201cmale\/female\u201d only.<\/li><\/ul><\/li><li>Compliance date is now 1\/1\/2028.<\/li><li>Unclear what public access to the data will look like, even though it is statutorily required.\u00a0\u00a0The CFPB says it will issue another rulemaking to determine how to publicly release 1071 data after the first year of data collection, pushing the release of 1071 data out to at least 2029 &#8211; a full 19 years after Congress required the CFPB to collect and release this information<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-260452a e-flex e-con-boxed e-con e-parent\" data-id=\"260452a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07df8c5 elementor-widget elementor-widget-heading\" data-id=\"07df8c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FaQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6a2ba elementor-widget elementor-widget-n-accordion\" data-id=\"ff6a2ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2670\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2670\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is Section 1071? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2670\" class=\"elementor-element elementor-element-36bfd59 e-con-full e-flex e-con e-child\" data-id=\"36bfd59\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe6bc06 elementor-widget elementor-widget-text-editor\" data-id=\"fe6bc06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Section 1071 of the Dodd-Frank Act is intended to facilitate the enforcement of fair lending laws and enable communities, government entities, and creditors to identify business and community development needs and opportunities for small businesses, including women-owned and minority-owned businesses.<sup>[1]<\/sup>\u00a0The Consumer Financial Protection Bureau (CFPB) originally finalized its rules to implement Section 1071 of the Dodd-Frank Act on March 30, 2023.<sup>[2]<\/sup><\/p><p class=\"p1\">However, implementation and enforcement of the rule were stayed nationwide by federal courts due to several lawsuits challenging both the constitutionality of CFPB\u2019s funding and provisions in the 2023 rule.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5259213 elementor-widget elementor-widget-text-editor\" data-id=\"5259213\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<sup>[1]<\/sup>\u00a0Section 1071 \u2013 Small Business Loan Data Collection, Public Law 111\u2013203\u2014July 21, 2010, Dodd-Frank Wall Street Reform and Consumer Protection Act. Page 682. Available online at <a href=\"https:\/\/www.govinfo.gov\/content\/pkg\/PLAW-111publ203\/pdf\/PLAW-111publ203.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.govinfo.gov\/content\/pkg\/PLAW-111publ203\/pdf\/PLAW-111publ203.pdf<\/a><\/p><p><sup>[2]<\/sup>\u00a0Small Business Lending Under the Equal Credit Opportunity Act (Regulation B). CFPB. Final Rule. Federal Register \/ Vol. 88, No. 104. Available online at\u00a0<a href=\"https:\/\/www.govinfo.gov\/content\/pkg\/FR-2023-05-31\/pdf\/2023-07230.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.govinfo.gov\/content\/pkg\/FR-2023-05-31\/pdf\/2023-07230.pdf<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2671\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2671\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who does Section 1071 apply to? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2671\" class=\"elementor-element elementor-element-f7eeccb e-con-full e-flex e-con e-child\" data-id=\"f7eeccb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f53e54a elementor-widget elementor-widget-text-editor\" data-id=\"f53e54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">The 2023 rule applied to financial institutions that originated at least 100 small business loans in each of the two preceding calendar years.\u00a0<\/p><p class=\"p1\">The 2025 rule covers financial institutions if they originate 1,000 covered credit transactions for each of the two preceding calendar years, starting with originations in 2026 and 2027.<span class=\"Apple-converted-space\">\u00a0 <\/span>The 2025 rule also excludes all agricultural lenders, merchant cash advance providers, and loans under $1,000.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2672\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2672\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do financial institutions have to collect data now? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2672\" class=\"elementor-element elementor-element-1221570 e-con-full e-flex e-con e-child\" data-id=\"1221570\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6006d35 elementor-widget elementor-widget-text-editor\" data-id=\"6006d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">No, they do not.<span class=\"Apple-converted-space\">\u00a0 <\/span>Although Section 1071 of the Dodd-Frank Act became law in July 2010, it has never gone into effect.<span class=\"Apple-converted-space\">\u00a0 <\/span>The 2023 rule was the first time a comprehensive rule had been issued.<span class=\"Apple-converted-space\">\u00a0 \u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2673\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2673\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the compliance dates for covered financial institutions? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2673\" class=\"elementor-element elementor-element-bc4b57b e-con-full e-flex e-con e-child\" data-id=\"bc4b57b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8e4c3 elementor-widget elementor-widget-text-editor\" data-id=\"9b8e4c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The 2023 dates for compliance were as follows<sup>[1]<\/sup>:<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-758ccd3 elementor-widget elementor-widget-html\" data-id=\"758ccd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"Compliance Dates and Filing Deadlines\" aria-label=\"Table\" id=\"datawrapper-chart-Jv5z8\" src=\"https:\/\/datawrapper.dwcdn.net\/Jv5z8\/1\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"289\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">!function(){\"use strict\";window.addEventListener(\"message\",(function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data[\"datawrapper-height\"][t]+\"px\";e[r].style.height=i}}}))}();<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc89006 elementor-widget elementor-widget-text-editor\" data-id=\"fc89006\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">The 2025 rule has a new compliance date commencing on January 1, 2028 for all covered financial institutions. The new first filing deadline is June 1, 2029.<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59275ef elementor-widget elementor-widget-text-editor\" data-id=\"59275ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sup>[1]<\/sup>\u00a0Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates. \/ Vol.89, No.128. Page 1. Available online at <a href=\"https:\/\/www.govinfo.gov\/content\/pkg\/FR-2024-07-03\/pdf\/2024-14396.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.govinfo.gov\/content\/pkg\/FR-2024-07-03\/pdf\/2024-14396.pdf<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2674\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2674\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who benefits from having Section 1071 data? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2674\" class=\"elementor-element elementor-element-ee2d7e4 e-con-full e-flex e-con e-child\" data-id=\"ee2d7e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fca4da elementor-widget elementor-widget-text-editor\" data-id=\"3fca4da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">The\u00a0rule\u00a0\u00a0benefits\u00a0both consumers and markets.\u00a0\u00a0As envisioned by Congress in Section 1071 of the Dodd-Frank Act, the small business lending rule will create the nation\u2019s first consistent and comprehensive database on lending to small businesses, including small farms.<\/p><p style=\"font-weight: 400;\">Over time, the rule will provide information to regulators, businesses, banks, and advocates, establishing clear information about the small business lending market. The database will also be critical in assessing fair lending enforcement, and allow a range of stakeholders to identify business and community development needs and opportunities for small businesses.<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2675\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2675\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How about small farmers? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2675\" class=\"elementor-element elementor-element-1cba070 e-con-full e-flex e-con e-child\" data-id=\"1cba070\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db16eb3 elementor-widget elementor-widget-text-editor\" data-id=\"db16eb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">The 2025 rule specifically exempts agricultural lending from the rule, leaving small businesses needing ag credit and the public in the dark.<span class=\"Apple-converted-space\">\u00a0 <\/span>When collected, Section 1071 data will support both new and small farmers. Currently the public has minimal information regarding which farmers are currently being served by the lending institutions that hold a majority of agricultural debt. For example, lenders within the Farm Credit System (FCS), have held as much as 44% of all agricultural debt by the end of 2021, however it is currently unclear which demographics have actually received a majority of those loans. This is despite the fact that FCS lenders already collect demographic information for home loan borrowers.[1]<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1956db0 elementor-widget elementor-widget-text-editor\" data-id=\"1956db0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sup>[1]<\/sup>\u00a0HEAL, Support for CFPB Section 1071 Rule and Opposition to Congressional Review Act to Overturn 1071 Rule, November 2023,\u00a0<a href=\"https:\/\/healfoodalliance.org\/healresources\/#:~:text=RE%3A%20Support%20for%20CFPB%20Section%201071%20Rule%20and%20Opposition%20to%20Congressional%20Review%20Act%20to%20Overturn%201071%20Rule%C2%A0(November%202023)\" target=\"_blank\" rel=\"noopener\">https:\/\/healfoodalliance.org\/healresources\/#:~:text=RE%3A%20Support%20for%20CFPB%20Section%201071%20Rule%20and%20Opposition%20to%20Congressional%20Review%20Act%20to%20Overturn%201071%20Rule%C2%A0(November%202023)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2676\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2676\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do lenders already collect similar data? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2676\" class=\"elementor-element elementor-element-758788b e-con-full e-flex e-con e-child\" data-id=\"758788b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb1d37 elementor-widget elementor-widget-text-editor\" data-id=\"3fb1d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Many lenders already collect and purchase detailed demographic data about\u00a0<span class=\"GramE\">applicants\u00a0\u00a0in<\/span>\u00a0order to effectively target their credit products to different categories of borrowers. The transparency offered by Section 1071 data empowers the public to compare the lending patterns against\u00a0<span class=\"GramE\">the\u00a0\u00a0activity<\/span>\u00a0of different financial institutions, thereby identifying opportunities and gaps.\u00a0<\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2677\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2677\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the arguments to weaken Section 1071? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 80v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V80c0-26.5 21.5-48 48-48h352c26.5 0 48 21.5 48 48zM92.5 220.5l123 123c4.7 4.7 12.3 4.7 17 0l123-123c7.6-7.6 2.2-20.5-8.5-20.5H101c-10.7 0-16.1 12.9-8.5 20.5z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-square-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M48 32h352c26.51 0 48 21.49 48 48v352c0 26.51-21.49 48-48 48H48c-26.51 0-48-21.49-48-48V80c0-26.51 21.49-48 48-48zm140.485 355.515l123.029-123.029c4.686-4.686 4.686-12.284 0-16.971l-123.029-123.03c-7.56-7.56-20.485-2.206-20.485 8.485v246.059c0 10.691 12.926 16.045 20.485 8.486z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2677\" class=\"elementor-element elementor-element-d49449a e-con-full e-flex e-con e-child\" data-id=\"d49449a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0512e65 elementor-widget elementor-widget-text-editor\" data-id=\"0512e65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">The attacks on Section 1071 have been recycled and are ineffective.\u202f\u202fOngoing congressional efforts to repeal or weaken Section 1071 are based on arguments that have been\u202f<a href=\"https:\/\/ncrc.org\/initial-analysis-of-final-section-1071-small-business-lending-rule\/\" target=\"_blank\" rel=\"noopener\">previously discredited.<\/a><\/p><p class=\"p1\">The 2025 rule weakens data transparency by drastically reducing the number of financial institutions who must comply with <a href=\"https:\/\/ncrc.org\/sdc_download\/271400\/?key=z21xor4x88ahh4524vpt1tr64wlvan\">the rule<\/a>.<span class=\"Apple-converted-space\">\u00a0 <\/span>Under the 2025 rule, by increasing the origination threshold from 100 to 1,000 loans, only 2% of banks and credit unions must comply, down from approximately 30% in the 2023 rule.<span class=\"Apple-converted-space\">\u00a0 \u00a0<\/span><\/p><p class=\"p1\">Other arguments assert that publicly shared Section 1071 data would put small business owners personal data at unique risk, despite the fact that similar datasets such as HMDA already exist and pose\u202f<a href=\"https:\/\/ncrc.org\/initial-analysis-of-final-section-1071-small-business-lending-rule\/#_ftn10:~:text=Release%20Of%20Data%20To%20The%20Public\" target=\"_blank\" rel=\"noopener\">no such risks.<\/a><\/p><p><a href=\"#_ftnref1\" name=\"_ftn1\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0b38d elementor-widget elementor-widget-text-editor\" data-id=\"7e0b38d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sup>[1]<\/sup>\u00a0Section 1071 Final Rule. Page 231,\u00a0<a href=\"https:\/\/files.consumerfinance.gov\/f\/documents\/cfpb_1071-final-rule.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/files.consumerfinance.gov\/f\/documents\/cfpb_1071-final-rule.pdf<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32e08ea e-flex e-con-boxed e-con e-parent\" data-id=\"32e08ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;74fbb4f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29a4759 e-con-full e-flex e-con e-child\" data-id=\"29a4759\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e13ae9b elementor-widget elementor-widget-heading\" data-id=\"e13ae9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LATEST<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0a3d1 elementor-posts__hover-none elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-widget elementor-widget-posts\" data-id=\"7f0a3d1\" data-element_type=\"widget\" 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tag-community-reinvestment-act tag-cra tag-cra-reform tag-featured tag-research_report tag-treasurecra-latest\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/ncrc-analysis-of-the-cfpbs-section-1071-rule-of-2026\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"371\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1024x371.jpg\" class=\"attachment-large size-large wp-image-137667\" alt=\"Section 1071\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1024x371.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-300x109.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-768x279.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1536x557.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-18x7.jpg 18w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-analysis-of-the-cfpbs-section-1071-rule-of-2026\/\">\n\t\t\t\tNCRC Analysis of the CFPB\u2019s Section 1071 Rule of 2026\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-275495 post type-post status-publish format-standard hentry category-testimony tag-1071-reports\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrcs-comment-on-the-cfpbs-proposed-rule-to-strip-section-1071-data-collection\/\">\n\t\t\t\tNCRC&#8217;s Comment on the CFPB&#8217;s Proposed Rule to Strip Section 1071 Data Collection\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-140548 post type-post status-publish format-standard hentry category-testimony tag-1071-reports tag-section-1071\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-and-over-150-organizations-unite-in-support-of-section-1071-of-dodd-frank-rejecting-congressional-repeal-efforts\/\">\n\t\t\t\tNCRC and Over 150 Organizations Unite in Support of Section 1071 of Dodd-Frank, Rejecting Congressional Repeal Efforts\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-138911 post type-post status-publish format-standard has-post-thumbnail hentry category-videos tag-3422 tag-1071-reports tag-section-1071 tag-small-business-lending tag-small-business-lending-data tag-webinars\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/video-section-1071-new-data-for-small-business-lending\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1024\" height=\"494\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-1024x494.jpg\" class=\"attachment-large size-large wp-image-138944\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-1024x494.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-300x145.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-768x370.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-18x9.jpg 18w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='NCRC' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/video-section-1071-new-data-for-small-business-lending\/\">\n\t\t\t\tVideo: Section 1071: New Data for Small Business Lending\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-138588 post type-post status-publish format-standard has-post-thumbnail hentry category-research category-testimony tag-3422 tag-1071-reports tag-community-reinvestment-act tag-cra tag-cra-reform tag-featured tag-research_report tag-treasurecra-latest\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/review-of-section-1071-data-points\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1024\" height=\"473\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-1024x473.jpg\" class=\"attachment-large size-large wp-image-138614\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-1024x473.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-300x138.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-768x354.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-1536x709.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-2048x945.jpg 2048w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/05\/FEATURED-Review-1071-Data-Points-18x8.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/review-of-section-1071-data-points\/\">\n\t\t\t\tReview of Section 1071 Data Points\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-137665 post type-post status-publish format-standard has-post-thumbnail hentry category-research category-testimony tag-3422 tag-1071-reports tag-community-reinvestment-act tag-cra tag-cra-reform tag-featured tag-research_report tag-treasurecra-latest\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/initial-analysis-of-final-section-1071-small-business-lending-rule\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"371\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1024x371.jpg\" class=\"attachment-large size-large wp-image-137667\" alt=\"Section 1071\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1024x371.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-300x109.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-768x279.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-1536x557.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2-18x7.jpg 18w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/04\/Dollars-v3-web-hero-v2.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Kevin Hill' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/initial-analysis-of-final-section-1071-small-business-lending-rule\/\">\n\t\t\t\tInitial Analysis Of Final Section 1071 Small Business Lending Rule\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-126160 post type-post status-publish format-standard has-post-thumbnail hentry category-research tag-redlining-2 tag-3422 tag-1071-reports tag-feature tag-featured tag-funding tag-redlining tag-redlining_report tag-research_report\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/investing-in-culturally-significant-businesses-and-community-growth\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"371\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-1024x371.jpg\" class=\"attachment-large size-large wp-image-126280\" alt=\"Culturally Significant Business\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-1024x371.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-300x109.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-768x279.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-1536x557.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge-18x7.jpg 18w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/11\/Feature-Kresge.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Joshua Devine, Director of Racial Economic Equity and Jason Richardson, Senior Director of Research' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/investing-in-culturally-significant-businesses-and-community-growth\/\">\n\t\t\t\tInvesting in Culturally-Significant Businesses and Community Growth\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-88993 post type-post status-publish format-standard has-post-thumbnail hentry category-research tag-1071-reports tag-ahc_research tag-feature tag-featured tag-fl-report tag-loan-modifications tag-promotion tag-research_report tag-section-1071 tag-small-businesses\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/are-loan-modifications-for-small-businesses-a-possibility-in-the-covid-19-pandemic\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"440\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/01\/Cover-crop-resize-v1-1024x440.jpg\" class=\"attachment-large size-large wp-image-88907\" alt=\"midwest store fronts\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/01\/Cover-crop-resize-v1-1024x440.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/01\/Cover-crop-resize-v1-300x129.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/01\/Cover-crop-resize-v1-768x330.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/01\/Cover-crop-resize-v1.jpg 1193w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Anneliese Lederer and Sara Oros' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/are-loan-modifications-for-small-businesses-a-possibility-in-the-covid-19-pandemic\/\">\n\t\t\t\tAre Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic?\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bae69a4 e-con-full e-flex e-con e-child\" data-id=\"bae69a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dc1bb5 elementor-widget elementor-widget-heading\" data-id=\"4dc1bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How can we help?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-644d4b6 elementor-widget elementor-widget-text-editor\" data-id=\"644d4b6\" data-element_type=\"widget\" data-e-type=\"widget\" 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tag-administrative-procedure-act tag-cfpb tag-community-development tag-disaggregated-data tag-dodd-frank-act tag-fair-lending tag-farm-bill tag-farm-credit-administration tag-featured tag-hmda tag-hr-976 tag-nalcab tag-rise-economy tag-section-1071 tag-small-business tag-small-business-lending tag-small-lender-act\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/the-long-fight-for-small-business-lending-transparency-is-not-over\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-286902\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Tara Flynn' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/the-long-fight-for-small-business-lending-transparency-is-not-over\/\">\n\t\t\t\tThe Long Fight for Small Business Lending Transparency Is Not Over\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-241538 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071-articles tag-black-entrepreneurship tag-black-owned-small-business tag-featured tag-minority-and-women-owned-business tag-predatory-lending tag-section-1071 tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/predatory-lending-is-hurting-small-businesses-heres-how-you-can-fight-back\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-241549\" alt=\"Stock photo of a small business owner\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/01\/microsoft-365-oUbzU87d1Gc-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Lauren Wolters' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/predatory-lending-is-hurting-small-businesses-heres-how-you-can-fight-back\/\">\n\t\t\t\tPredatory Lending Is Hurting Small Businesses. Here&#8217;s How You Can Fight Back.\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-238881 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071news tag-1071-articles tag-discrimination tag-discriminatory-lending tag-featured tag-racial-discrimination tag-section-1071 tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/cfpb-study-confirms-advocates-findings-that-small-business-lending-has-a-big-racial-discrimination-problem\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-1024x684.jpg\" class=\"attachment-large size-large wp-image-238882\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-1024x684.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-768x513.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k-1536x1025.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2024\/11\/38699361802_7c02fa08f7_k.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Lauren Wolters' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/cfpb-study-confirms-advocates-findings-that-small-business-lending-has-a-big-racial-discrimination-problem\/\">\n\t\t\t\tCFPB Study Confirms Advocates\u2019 Findings That Small Business Lending Has A Big Racial Discrimination Problem\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-140722 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071-articles tag-congress tag-consumer-financial-protection-bureau-cfpb tag-featured tag-legislative-and-regulatory-programs-issues tag-section-1071 tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/congressional-republicans-are-trying-to-kill-cfpbs-section-1071-small-business-lending-rules-before-they-take-effect\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"688\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-1024x688.jpg\" class=\"attachment-large size-large wp-image-140723\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-1024x688.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-300x201.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-768x516.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-1536x1032.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-scaled.jpg 1600w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/07\/adeolu-eletu-rFUFqjEKzfY-unsplash-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Joseph Reed' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/congressional-republicans-are-trying-to-kill-cfpbs-section-1071-small-business-lending-rules-before-they-take-effect\/\">\n\t\t\t\tCongressional Republicans Are Trying To Kill CFPB&#8217;s Section 1071 Small Business Lending Rules Before They Take Effect\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-139266 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071-articles tag-consumer-financial-protection-bureau-cfpb tag-featured tag-section tag-section-1071 tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/dont-fear-the-data-why-the-lawsuit-to-repeal-section-1071-is-wrong\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"737\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-1024x737.jpg\" class=\"attachment-large size-large wp-image-139267\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-1024x737.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-300x216.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-768x553.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-1536x1105.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-scaled.jpg 1600w, https:\/\/ncrc.org\/wp-content\/uploads\/2023\/06\/stephen-dawson-qwtCeJ5cLYs-unsplash-1-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Kevin Hill' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/dont-fear-the-data-why-the-lawsuit-to-repeal-section-1071-is-wrong\/\">\n\t\t\t\tDon\u2019t Fear The Data: Why The Lawsuit To Repeal Section 1071 Is Wrong\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-109941 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071-articles tag-cfpb tag-feature tag-featured\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/ncrc-fact-sheet-three-bills-would-significantly-weaken-section-1071-small-business-loan-disclosures\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-1024x683.jpg\" class=\"attachment-large size-large wp-image-109994\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-2048x1365.jpg 2048w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/shutterstock_372379228-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-fact-sheet-three-bills-would-significantly-weaken-section-1071-small-business-loan-disclosures\/\">\n\t\t\t\tNCRC Fact Sheet: Three Bills Would Significantly Weaken Section 1071 Small Business Loan Disclosures\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-109441 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-1071-articles tag-featured tag-funding tag-section-1071\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/robust-section-1071-small-business-data-needed-data-drives-the-movement-for-economic-justice\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-1024x576.jpg\" class=\"attachment-large size-large wp-image-109442\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-1024x576.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-300x169.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-768x432.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-1536x864.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-2048x1152.jpg 2048w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/erik-reardon-2ZjKLOe7vOI-unsplash-scaled.jpg 1820w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/robust-section-1071-small-business-data-needed-data-drives-the-movement-for-economic-justice\/\">\n\t\t\t\tRobust Section 1071 Small Business Data Needed: Data Drives the Movement for Economic Justice\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-108561 post type-post status-publish format-standard has-post-thumbnail hentry category-testimony tag-1071-articles\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/will-section-1071-data-reporting-boost-lending-to-underserved-small-businesses-or-lead-to-consolidation-and-reduce-product-choice\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-108567\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-2048x1365.jpg 2048w, https:\/\/ncrc.org\/wp-content\/uploads\/2022\/02\/khachik-simonian-XYavU5BGF9o-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/will-section-1071-data-reporting-boost-lending-to-underserved-small-businesses-or-lead-to-consolidation-and-reduce-product-choice\/\">\n\t\t\t\tWill Section 1071 Data Reporting Boost Lending to Underserved Small Businesses or Lead to Consolidation and Reduce Product Choice?\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-102223 post type-post status-publish format-standard has-post-thumbnail hentry category-policy tag-1071-articles\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/fact-sheet-on-section-1071-small-business-loan-data\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"341\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/Section-1071-Small-Business-Loan-Data-1024x341.png\" class=\"attachment-large size-large wp-image-102250\" alt=\"data\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/Section-1071-Small-Business-Loan-Data-1024x341.png 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/Section-1071-Small-Business-Loan-Data-300x100.png 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/Section-1071-Small-Business-Loan-Data-768x256.png 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/Section-1071-Small-Business-Loan-Data.png 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='NCRC' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/fact-sheet-on-section-1071-small-business-loan-data\/\">\n\t\t\t\tFact Sheet on Section 1071 Small Business Loan Data\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f83adb e-flex e-con-boxed e-con e-parent\" data-id=\"7f83adb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;74fbb4f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-007307d e-con-full e-flex e-con e-child\" data-id=\"007307d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f719d2b elementor-widget elementor-widget-heading\" data-id=\"f719d2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NEWS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6271638 elementor-posts__hover-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-widget elementor-widget-posts\" data-id=\"6271638\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-286901 post type-post status-publish format-standard has-post-thumbnail hentry category-policy category-views tag-1071-articles tag-1071-news tag-access-to-credit tag-administrative-procedure-act tag-cfpb tag-community-development tag-disaggregated-data tag-dodd-frank-act tag-fair-lending tag-farm-bill tag-farm-credit-administration tag-featured tag-hmda tag-hr-976 tag-nalcab tag-rise-economy tag-section-1071 tag-small-business tag-small-business-lending tag-small-lender-act\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/the-long-fight-for-small-business-lending-transparency-is-not-over\/\" tabindex=\"-1\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-286902\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/05\/steph-quernemoen-2vBTXkv-N20-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Tara Flynn' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/the-long-fight-for-small-business-lending-transparency-is-not-over\/\">\n\t\t\t\tThe Long Fight for Small Business Lending Transparency Is Not Over\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-149528 post type-post status-publish format-standard hentry category-pr tag-1071news tag-1071-news tag-congress tag-featured tag-section-1071 tag-small-business-data\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-statement-on-president-bidens-veto-of-section-1071-repeal\/\">\n\t\t\t\tNCRC Statement On President Biden\u2019s Veto Of Section 1071 Repeal\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-146712 post type-post status-publish format-standard hentry category-pr tag-1071news tag-1071-news tag-congress tag-featured tag-section-1071 tag-small-business-data\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-statement-house-majoritys-doomed-vote-against-section-1071-rules-is-an-attack-on-small-business\/\">\n\t\t\t\tNCRC Statement: House Majority\u2019s Doomed Vote Against Section 1071 Rules Is An Attack On Small Business\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-144009 post type-post status-publish format-standard hentry category-pr tag-1071news tag-1071-news tag-black-owned-small-business tag-congressional-review-act-resolution tag-consumer-financial-protection-bureau-cfpb tag-featured tag-section-1071 tag-small-business-lending-data tag-u-s-senate\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-crl-and-afr-blast-senate-democrats-for-betraying-small-business-owners-with-vote-to-rescind-section-1071\/\">\n\t\t\t\tNCRC, CRL And AFR Blast Senate Democrats For Betraying Small Business Owners With Vote To Rescind Section 1071\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-142265 post type-post status-publish format-standard hentry category-pr tag-1071-news tag-banking tag-ecoa tag-featured tag-matched-pair-mystery-shopping tag-matched-paired-mystery-shopping tag-mystery-shopper-tests tag-mystery-shoppers tag-mystery-shopping tag-racial-discrimination tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/report-new-york-banks-treated-white-small-business-owners-better-than-non-whites\/\">\n\t\t\t\tReport: New York Banks Treated White Small Business Owners Better Than Non-Whites\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-111186 post type-post status-publish format-standard hentry category-policy tag-3422 tag-1071-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/letter-from-us-senators-sherrod-brown-cory-a-booker-benjamin-l-cardin-ron-wyden-richard-j-durbin-asking-for-a-strong-section-1071-rule\/\">\n\t\t\t\tLetter from US Senators Sherrod Brown, Cory A. Booker, Benjamin L. Cardin, Ron Wyden, Richard J. Durbin asking for a strong Section 1071 rule\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-106805 post type-post status-publish format-standard hentry category-pr tag-1071news tag-3422 tag-1071-news tag-feature tag-featured\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-submits-comment-to-the-cfpb-on-section-1071-proposed-rule\/\">\n\t\t\t\tNCRC submits comment to the CFPB on Section 1071 Proposed Rule\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-102714 post type-post status-publish format-standard hentry category-pr tag-3422 tag-1071-news tag-cfpb tag-feature\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/fair-lending-advocates-applaud-cfpbs-plan-to-shine-a-light-on-small-business-lending-through-section-1071-loan-data-collection\/\">\n\t\t\t\tFair lending advocates applaud CFPB&#8217;s plan to shine a light on small business lending through Section 1071 loan data collection\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-102699 post type-post status-publish format-standard hentry category-pr tag-3422 tag-1071-news tag-cfpb tag-feature tag-featured\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-applauds-cfpb-plan-to-collect-section-1071-small-business-loan-data\/\">\n\t\t\t\tNCRC applauds CFPB plan to collect Section 1071 small business loan data\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-72768 post type-post status-publish format-standard hentry category-pr tag-1071-news tag-consumer-financial-protection-bureau tag-data tag-dodd-frank-act tag-feature tag-featured tag-section-1071 tag-small-business-lending\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-applauds-court-ordered-implementation-for-section-1071-of-the-dodd-frank-act\/\">\n\t\t\t\tNCRC applauds Court-Ordered Implementation for Section 1071 of the Dodd-Frank Act\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59591b1 e-flex e-con-boxed e-con e-parent\" data-id=\"59591b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71de5a0 elementor-widget elementor-widget-heading\" data-id=\"71de5a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Videos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6c0a82 e-con-full e-flex e-con e-child\" data-id=\"a6c0a82\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-595216a elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-cta--layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"595216a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/ncrc.org\/video-rohit-chopra-keynote-address-at-2023-just-economy-conference\/\" target=\"_blank\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2023\/05\/Chopra.jpg);\" role=\"img\" aria-label=\"Rohit Chopra\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRohit Chopra, Director, CFPB <br>NCRC Just Economy Conference 2023\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tCFPB Director Rohit Chopra announced the final rule implementing Section 1071 of the Dodd-Frank Act at the 2023 #JustEconomy Conference  \u2014   <i>Recorded March 30, 2023\u00a0\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daca4f9 elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"daca4f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/ncrc.org\/video-section-1071-new-data-for-small-business-lending\/\" target=\"_blank\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2023\/05\/1071-featured-webinar-e1684777984624-1024x494.jpg);\" role=\"img\" aria-label=\"1071 featured webinar\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSection 1071: New Data for Small Business Lending\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tPanelists overview the new rule\u2019s features, how it will be implemented, its strengths and weaknesses and items that are still open for consideration by the CFPB.  \u2014   <i>Recorded May 18, 2023\u00a0\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1f15fd e-flex e-con-boxed e-con e-parent\" data-id=\"a1f15fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47eb599 elementor-widget elementor-widget-heading\" data-id=\"47eb599\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Additional Resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6889034 e-con-full e-flex e-con e-child\" data-id=\"6889034\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;07decc6&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a52fa98 elementor-cta--valign-top elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"a52fa98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/www.fedsmallbusiness.org\/survey\/2021\/report-on-employer-firms\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/11\/Screen-Shot-2021-11-08-at-11.34.56-AM-1024x579.png);\" role=\"img\" aria-label=\"report cover\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t2021 Report on Employer Firms Based on the Small Business Credit Survey\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tHosted by FED Small Business\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96c2271 elementor-cta--valign-top elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"96c2271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/dsl.richmond.edu\/socialvulnerability\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/11\/CFPB-v2-1024x579.png);\" role=\"img\" aria-label=\"CFPB LOGO\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSmall business lending data collection rulemaking\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tHosted by the Consumer Financial Protection Bureau\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d088b77 elementor-cta--valign-top elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"d088b77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b299a8 e-con-full e-flex e-con e-child\" data-id=\"3b299a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Section 1071 small business loan data Photo by: \u00a9 arrowsmith2 &#8211; stock.adobe.com Keep Up Get NCRC news and alerts by email. On May 1, 2026, the Consumer Financial Protection Bureau finalized a rule that drastically reduces who must comply with the small business lending data collection (Section 1071) required by the Dodd-Frank Act and the<\/p>\n","protected":false},"author":932,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_angie_page":false,"content-type":"","_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"class_list":["post-105155","page","type-page","status-publish","hentry"],"acf":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"NCRC","author_link":""},"uagb_comment_info":0,"uagb_excerpt":"Section 1071 small business loan data Photo by: \u00a9 arrowsmith2 &#8211; stock.adobe.com Keep Up Get NCRC news and alerts by email. On May 1, 2026, the Consumer Financial Protection Bureau finalized a rule that drastically reduces who must comply with the small business lending data collection (Section 1071) required by the Dodd-Frank Act and the","_links":{"self":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/pages\/105155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/users\/932"}],"replies":[{"embeddable":true,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/comments?post=105155"}],"version-history":[{"count":0,"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/pages\/105155\/revisions"}],"wp:attachment":[{"href":"https:\/\/ncrc.org\/wp-json\/wp\/v2\/media?parent=105155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}