{"id":104702,"date":"2022-05-19T12:56:00","date_gmt":"2022-05-19T16:56:00","guid":{"rendered":"https:\/\/ncrc.org\/?page_id=104702"},"modified":"2026-04-29T13:56:31","modified_gmt":"2026-04-29T17:56:31","slug":"housing-counseling","status":"publish","type":"page","link":"https:\/\/ncrc.org\/housing-counseling\/","title":{"rendered":"Housing Counseling Network"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"104702\" class=\"elementor elementor-104702\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-065310b e-flex e-con-boxed e-con e-parent\" data-id=\"065310b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:104366,&quot;url&quot;:&quot;https:\\\/\\\/ncrc.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/FH-Hero-Template-v3.png&quot;},{&quot;id&quot;:104367,&quot;url&quot;:&quot;https:\\\/\\\/ncrc.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/FH-Hero-Template-v2.png&quot;},{&quot;id&quot;:104368,&quot;url&quot;:&quot;https:\\\/\\\/ncrc.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/FH-Hero-Template-v1.png&quot;}],&quot;background_slideshow_transition_duration&quot;:3000,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;9925bff&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a09b9eb e-con-full e-flex e-con e-child\" data-id=\"a09b9eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e45077 elementor-widget elementor-widget-heading\" data-id=\"1e45077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-small\">Housing Counseling Network  <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3192bdb e-con-full e-flex e-con e-parent\" data-id=\"3192bdb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-356c51e e-con-full e-flex e-con e-parent\" data-id=\"356c51e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;703c909&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a130f8 elementor-widget elementor-widget-text-editor\" data-id=\"7a130f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>o<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4937fd0 e-flex e-con-boxed e-con e-parent\" data-id=\"4937fd0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-73864ce e-con-full e-flex e-con e-child\" data-id=\"73864ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-274a2e3 elementor-widget elementor-widget-text-editor\" data-id=\"274a2e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Since 2008, NCRC has been a trusted intermediary for many dedicated housing counseling agencies across the country. With a current network of 24 agencies, NCRC staff work closely with agencies to provide technical assistance and subgrant opportunities, as well as facilitate network-building and shared learning between agencies.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c732392 elementor-widget elementor-widget-heading\" data-id=\"c732392\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HCN Benefits:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da023ab e-grid e-con-full e-con e-child\" data-id=\"da023ab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-039c0eb e-con-full e-flex e-con e-child\" data-id=\"039c0eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf1692 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"4cf1692\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"493\" height=\"595\" src=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-1@4x-1.png\" class=\"attachment-large size-large wp-image-250246\" alt=\"\" srcset=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-1@4x-1.png 493w, https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-1@4x-1-249x300.png 249w\" sizes=\"(max-width: 493px) 100vw, 493px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d70aa13 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d70aa13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Consolidated and simplified reporting system through NCRC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-560ab59 e-con-full e-flex e-con e-child\" data-id=\"560ab59\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b54edc6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"b54edc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"594\" height=\"623\" src=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-2@4x.png\" class=\"attachment-large size-large wp-image-250247\" alt=\"\" srcset=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-2@4x.png 594w, https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-2@4x-286x300.png 286w\" sizes=\"(max-width: 594px) 100vw, 594px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-903764e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"903764e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Single NCRC point of contact, instead of a POC-per-funder<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d24e37e e-con-full e-flex e-con e-child\" data-id=\"d24e37e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99a2d5b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"99a2d5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"634\" height=\"571\" src=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-3@4x.png\" class=\"attachment-large size-large wp-image-250248\" alt=\"\" srcset=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-3@4x.png 634w, https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-3@4x-300x270.png 300w\" sizes=\"(max-width: 634px) 100vw, 634px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9f2850 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c9f2850\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Access to HCN funding opportunities, such as the HUD Comprehensive Housing Counseling Program<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0ec274 e-con-full e-flex e-con e-child\" data-id=\"f0ec274\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40be1af elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"40be1af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"453\" src=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-4@4x.png\" class=\"attachment-large size-large wp-image-250249\" alt=\"\" srcset=\"https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-4@4x.png 612w, https:\/\/www.ncrc.org\/wp-content\/uploads\/2025\/04\/HCN-icon-4@4x-300x222.png 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-488bfff elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"488bfff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Industry networking and shared learning opportunities with HCN agencies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa23aa5 elementor-widget elementor-widget-text-editor\" data-id=\"aa23aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HCN serves our agencies, which in turn serve tens of thousands of households each year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a24e399 elementor-widget elementor-widget-menu-anchor\" data-id=\"a24e399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"map\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22110d9 e-con-full e-flex e-con e-child\" data-id=\"22110d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce02368 elementor-widget elementor-widget-heading\" data-id=\"ce02368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interested in joining the network<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a087529 elementor-widget elementor-widget-text-editor\" data-id=\"a087529\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact us for more information about NCRC&#8217;s housing counseling network and training.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72df6c3 elementor-widget elementor-widget-html\" data-id=\"72df6c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/embed\/v2.js\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: \"22325826\",\n    formId: \"27e0f6ee-26ec-481a-9a2f-f023c06bc267\"\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9dad978 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9dad978\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13e801d\" data-id=\"13e801d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-925a2c3 elementor-widget elementor-widget-heading\" data-id=\"925a2c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HCN Members<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96843fd elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"96843fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe title=\"\" aria-label=\"Symbol map\" id=\"datawrapper-chart-uqmLX\" src=\"https:\/\/datawrapper.dwcdn.net\/uqmLX\/2\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"618\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">!function(){\"use strict\";window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}})}();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-65ec8ac e-con-full e-flex e-con e-parent\" data-id=\"65ec8ac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2732c70 e-con-full e-flex e-con e-child\" data-id=\"2732c70\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc9f7b0 elementor-widget elementor-widget-heading\" data-id=\"bc9f7b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interested in having NCRC serve as your HUD intermediary as a network agency of HCN?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-682c4f0 elementor-widget elementor-widget-text-editor\" data-id=\"682c4f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NCRC periodically hosts an Open Enrollment for HCN. Most recently, applications were open from May 15 to August 31, 2025, with a focus on increasing rural population served. Please follow our newsletter for future opportunities to apply.<\/p><p><em>Please note that agencies must become NCRC members if they are selected.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbcb219 elementor-widget elementor-widget-text-editor\" data-id=\"cbcb219\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>For more information, contact: <br \/><\/b><a href=\"mailto:impact@ncrc.org\"><i><span style=\"font-weight: 400;\">impact@ncrc.org<\/span><\/i> <\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f194899 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f194899\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76fef69\" data-id=\"76fef69\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-945d442 elementor-widget elementor-widget-heading\" data-id=\"945d442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Articles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5879c17 elementor-posts__hover-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-widget elementor-widget-posts\" data-id=\"5879c17\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-290201 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-affordable-housing tag-down-payment-assistance tag-featured tag-hcn-article tag-homeownership tag-housing-counseling-programs-issues tag-hud tag-lmi tag-ncrc-housing-counseling-network tag-neighborhood-stabilization-grant tag-pcclt tag-pima-county tag-southern-arizona\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/a-home-for-everyone-pima-county-community-land-trust-levels-the-playing-field-for-aspiring-homeowners\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2-576x1024.jpeg\" class=\"attachment-large size-large wp-image-290202\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2-576x1024.jpeg 576w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2-169x300.jpeg 169w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2-768x1365.jpeg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2-864x1536.jpeg 864w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/07\/PCCLT2.jpeg 1134w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Robert Davis' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/a-home-for-everyone-pima-county-community-land-trust-levels-the-playing-field-for-aspiring-homeowners\/\" >\n\t\t\t\tA Home For Everyone: Pima County Community Land Trust levels the playing field for aspiring homeowners\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-282474 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-nashville tag-economic-growth tag-featured tag-generational-wealth tag-hcn-article tag-homebuyer-education tag-homeownership tag-housing-counseling-programs-issues tag-housing-market tag-hud tag-icmihoc tag-low-to-moderate-income-families tag-mortgage-loans tag-ncrc-housing-counseling-network\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/more-than-a-mortgage-ycmihocs-education-and-counseling-programs-turn-housing-challenges-into-opportunities\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"382\" height=\"412\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-03-at-4.16.20-PM.png\" class=\"attachment-large size-large wp-image-282477\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-03-at-4.16.20-PM.png 382w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-03-at-4.16.20-PM-278x300.png 278w\" sizes=\"(max-width: 382px) 100vw, 382px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Nicole Rothstein' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/more-than-a-mortgage-ycmihocs-education-and-counseling-programs-turn-housing-challenges-into-opportunities\/\" >\n\t\t\t\tMore Than a Mortgage: YCMIHOC\u2019s Education and Counseling Programs Turn Housing Challenges Into Opportunities\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-278158 post type-post status-publish format-standard has-post-thumbnail hentry category-ncrc-programs category-views tag-community-development tag-economic-development tag-eviction-prevention tag-feature tag-featured tag-federal-government-shutdown tag-foreclosure-prevention tag-hcn-article tag-homeownership tag-housing-counseling-programs-issues tag-hud tag-lmi tag-mortgage-assistance tag-ncrc-housing-counseling-network tag-ncrc-national-training-academy tag-road-to-housing-act\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/investing-in-housing-counselors-safeguarding-a-critical-resource-for-family-housing-stability\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"769\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-1024x769.jpg\" class=\"attachment-large size-large wp-image-278159\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-1024x769.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-300x225.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-768x577.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-1536x1153.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2026\/01\/tierra-mallorca-rgJ1J8SDEAY-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Laura Bentley' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/investing-in-housing-counselors-safeguarding-a-critical-resource-for-family-housing-stability\/\" >\n\t\t\t\tInvesting in Housing Counselors: Safeguarding a Critical Resource for Family Housing Stability\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-275017 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-budget-management tag-credit-recovery tag-economic-security tag-feature tag-featured tag-financial-education tag-financial-literacy tag-financial-stability tag-hcn-article tag-homeownership tag-housing-counseling-services tag-hud tag-ncrc-housing-counseling-network\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/arkansas-agency-empowers-low-income-residents-to-become-first-time-homebuyers\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"854\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/12\/MCAEOC.jpeg\" class=\"attachment-large size-large wp-image-275018\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/12\/MCAEOC.jpeg 720w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/12\/MCAEOC-253x300.jpeg 253w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Kaitlyn Ridel' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/arkansas-agency-empowers-low-income-residents-to-become-first-time-homebuyers\/\" >\n\t\t\t\tArkansas Agency Empowers Low-Income Residents to Become First-Time Homebuyers\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-269553 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-credit-consolidation tag-credit-counseling tag-feature tag-featured tag-financial-counseling tag-hcn tag-hcn-article tag-housing-counseling-programs-issues tag-howard-county tag-makingchange-inc tag-maryland tag-ncrc-housing-counseling-network tag-poverty tag-rental-assistance tag-tax-preparation\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/you-cant-out-budget-poverty-makingchange-inc-helps-people-overcome-financial-instability-in-affluent-maryland\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"921\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-1024x921.jpeg\" class=\"attachment-large size-large wp-image-269555\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-1024x921.jpeg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-300x270.jpeg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-768x691.jpeg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-1536x1382.jpeg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/11\/MakingChange-scaled.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Robert Davis' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/you-cant-out-budget-poverty-makingchange-inc-helps-people-overcome-financial-instability-in-affluent-maryland\/\" >\n\t\t\t\t\u201cYou can\u2019t out-budget poverty\u201d: MakingChange, Inc. helps people overcome financial instability in affluent Maryland\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-258768 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-down-payment-assistance tag-feature tag-featured tag-financial-counseling tag-hcn-article tag-homeownership tag-hud tag-ncrc-housing-counseling-network tag-solitas-house tag-tampa\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/a-right-not-a-privilege-solitas-house-vision-to-make-homeownership-more-attainable\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic-1024x768.jpeg\" class=\"attachment-large size-large wp-image-258769\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic-1024x768.jpeg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic-300x225.jpeg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic-768x576.jpeg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic-1536x1152.jpeg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/07\/SolitasHousepic.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Maya McKenzie' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/a-right-not-a-privilege-solitas-house-vision-to-make-homeownership-more-attainable\/\" >\n\t\t\t\tA Right, Not a Privilege: Solita\u2019s House&#8217;s vision to make homeownership more attainable\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-254224 post type-post status-publish format-standard has-post-thumbnail hentry category-field-notes category-views tag-affordable-homeownership tag-community-development tag-fair-housing tag-fair-lending tag-feature tag-featured tag-hcn-article tag-home-mortgage-assistance tag-homeownership tag-new-mexico tag-new-mexico-home-loan-protection-act tag-united-south-broadway-corporation\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/united-south-broadway-corporation-a-holistic-model-of-community-development\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"384\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/05\/USBC-pic.jpg\" class=\"attachment-large size-large wp-image-254227\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2025\/05\/USBC-pic.jpg 600w, https:\/\/ncrc.org\/wp-content\/uploads\/2025\/05\/USBC-pic-300x192.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Akin Olla' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/united-south-broadway-corporation-a-holistic-model-of-community-development\/\" >\n\t\t\t\tUnited South Broadway Corporation: A Holistic Model of Community Development\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-102957 post type-post status-publish format-standard hentry category-pr tag-feature tag-featured tag-hcn-article tag-housing-policy tag-infrastructure-reconciliation-legislation\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/civil-rights-fair-housing-and-consumer-groups-urge-congress-to-advance-housing-investment-and-equity-in-historic-human-infrastructure-bill\/\" >\n\t\t\t\tCivil Rights, Fair Housing And Consumer Groups Urge Congress to Advance Housing Investment and Equity in Historic Human Infrastructure Bill\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-102017 post type-post status-publish format-standard hentry category-pr tag-affordable-housing-goals tag-feature tag-featured tag-fhfa tag-gse tag-hcn-article\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/ncrc-applauds-fhfas-proposed-expansion-of-affordable-housing-goals-and-a-new-goal-specific-for-minority-communities\/\" >\n\t\t\t\tNCRC applauds FHFA\u2019s proposed expansion of affordable housing goals, and a new goal specific for minority communities\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-101343 post type-post status-publish format-standard has-post-thumbnail hentry category-views tag-feature tag-featured tag-hcn-article tag-racial-wealth-gap tag-treasurecra\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/undoing-structural-racism-the-need-for-systemic-change-in-housing-policy\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-1024x683.jpg\" class=\"attachment-large size-large wp-image-101359\" alt=\"\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-1024x683.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-300x200.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-150x100.jpg 150w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-768x512.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-1536x1024.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-2048x1365.jpg 2048w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-272x182.jpg 272w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/08\/breno-assis-r3WAWU5Fi5Q-unsplash-scaled.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Josh Silver' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/undoing-structural-racism-the-need-for-systemic-change-in-housing-policy\/\" >\n\t\t\t\tUndoing Structural Racism: The Need for Systemic Change in Housing Policy\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-984df4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"984df4a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;14699a4&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f17f066\" data-id=\"f17f066\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9ff790 elementor-widget elementor-widget-heading\" data-id=\"e9ff790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In the news<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd8768 elementor-posts__hover-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-widget elementor-widget-posts\" data-id=\"5bd8768\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-103862 post type-post status-publish format-standard hentry category-press tag-hcn-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/bankers-online-new-members-of-housing-counseling-federal-advisory-committee\/\" >\n\t\t\t\tBankers Online: New members of Housing Counseling Federal Advisory Committee\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-103860 post type-post status-publish format-standard hentry category-press tag-hcn-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/u-s-department-of-housing-and-development-hud-appoints-new-members-to-the-housing-counseling-federal-advisory-committee-and-announces-future-expansion\/\" >\n\t\t\t\tU.S. Department of Housing and Development: HUD Appoints New Members to the housing counseling federal advisory committee and announces future expansion\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-103815 post type-post status-publish format-standard hentry category-press tag-hcn-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/cbs46-racial-bias-in-housing-appraisals\/\" >\n\t\t\t\tCBS46: Racial Bias In Housing Appraisals\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-103811 post type-post status-publish format-standard hentry category-press tag-hcn-2 tag-hcn tag-hcn-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/yahoo-finance-hurricane-idas-impact-on-already-stretched-housing-areas\/\" >\n\t\t\t\tYahoo Finance: Hurricane Ida&#8217;s impact on already stretched housing areas\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-103758 post type-post status-publish format-standard hentry category-press tag-hcn-news\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/the-sacramento-bee-its-all-about-democracy-and-housing-8-realtors-helping-black-sacramentans-buy-homes\/\" >\n\t\t\t\tThe Sacramento Bee: &#8216;It&#8217;s all about democracy and housing.&#8217; 8 realtors helping black sacramentans buy homes\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2fcf7d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2fcf7d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;856c90b&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f7bb724\" data-id=\"f7bb724\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1380621 elementor-widget elementor-widget-heading\" data-id=\"1380621\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Report<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c281273 elementor-posts__hover-none elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-posts--show-avatar elementor-card-shadow-yes elementor-widget elementor-widget-posts\" data-id=\"c281273\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;cards_columns&quot;:&quot;1&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-90242 post type-post status-publish format-aside has-post-thumbnail hentry category-research tag-hcn-report tag-research_report tag-rwc post_format-post-format-aside\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/ncrc.org\/60-black-homeownership-a-radical-goal-for-black-wealth-development\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"283\" src=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-1024x283.jpg\" class=\"attachment-large size-large wp-image-90267\" alt=\"60% image\" srcset=\"https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-1024x283.jpg 1024w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-300x83.jpg 300w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-768x212.jpg 768w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-1536x425.jpg 1536w, https:\/\/ncrc.org\/wp-content\/uploads\/2021\/02\/60-web-2048x566.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__avatar\">\n\t\t\t<img alt='Dedrick Asante-Muhammad,\u00a0Jamie Buell,\u00a0Joshua Devine' src='https:\/\/secure.gravatar.com\/avatar\/?s=128&#038;d=blank&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/?s=256&#038;d=blank&#038;r=g 2x' class='avatar avatar-128 photo avatar-default' height='128' width='128' \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ncrc.org\/60-black-homeownership-a-radical-goal-for-black-wealth-development\/\" >\n\t\t\t\t60% Black Homeownership: A Radical Goal for Black Wealth Development\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40246e8 elementor-widget elementor-widget-menu-anchor\" data-id=\"40246e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"hcnmap\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f26e07c\" data-id=\"f26e07c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15c3048 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15c3048\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;8761dce&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d7d108b\" data-id=\"d7d108b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b43ce6e elementor-widget elementor-widget-heading\" data-id=\"b43ce6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c35d956 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c35d956\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0a14d92&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5060e30\" data-id=\"5060e30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57c04af elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"57c04af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/www.ehomeamerica.org\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/10\/E-home.png);\" role=\"img\" aria-label=\"eHome America\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\teHome America\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-7ae5cd6\" data-id=\"7ae5cd6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-511dfe0 elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"511dfe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/entp.hud.gov\/clas\/index.cfm\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/10\/HUD.png);\" role=\"img\" aria-label=\"HUD\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tFHA Connection\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-12b95a1\" data-id=\"12b95a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7912022 elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"7912022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/app.mpactpro.org\/auth\/login\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/10\/SpringFour.png);\" role=\"img\" aria-label=\"SpringFour\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tmPact Pro\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-d03a42a\" data-id=\"d03a42a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b59043c elementor-cta--valign-middle elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"b59043c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/springfour.com\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ncrc.org\/wp-content\/uploads\/2021\/10\/M-pack.png);\" role=\"img\" aria-label=\"M pack\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tSpringFour\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Housing Counseling Network o Since 2008, NCRC has been a trusted intermediary for many dedicated housing counseling agencies across the country. With a current network of 24 agencies, NCRC staff work closely with agencies to provide technical assistance and subgrant opportunities, as well as facilitate network-building and shared learning between agencies. 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