Search Results for: manan shah

After the Shutdown: What We Learned about SNAP’s Vulnerabilities

By / / Policy, Views / 5 minutes of reading

The federal government shutdown that began on October 1 created immediate uncertainty for millions of households that rely on the Supplemental Nutrition Assistance Program (SNAP). Although the shutdown has ended, the disruption revealed how fragile our nation’s food assistance infrastructure really is.  A single lapse in federal funding brought SNAP to the brink of severe […]

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NCRC’s Comment on the CFPB’s Proposed Rule to Undermine the Equal Credit Opportunity Act (Regulation B)

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download December 12, 2025 Acting Director Russell VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 Re: Equal Credit Opportunity Act (Regulation B); Docket No. CFPB-2025-0039 or

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Funding Futures: Scale Link’s New Secondary Market for CDFI Loans is Strengthening Underserved Small Businesses

By / / Views / 3 minutes of reading

Locally-owned small businesses are almost universally admired. Yet, in a banking industry where bigger is seen as better, warm words rarely translate into hard cash. Small businesses have become a viable pathway towards economic mobility for entrepreneurs and the cornerstone of community development revitalization efforts in historically underinvested communities. However, minority-owned businesses have had to

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How Trump’s Use of Rescissions Could Threaten Community Development Work

By / / Policy, Views / 5 minutes of reading

Many nonprofits in the community and economic development space are concerned about federal funds and grants being temporarily withheld or permanently canceled via an executive action known as rescission. The Trump Administration has been using rescissions to withhold funding from nonprofits supporting low- to moderate-income communities. This article explains the rescission process, its political implications

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President Trump’s Severe Medicaid and SNAP Cuts Will Sabotage Economic Justice Work

By / / Policy, Views / 6 minutes of reading

Severe cuts to social assistance programs recently signed into law by President Trump will upend life for lower-income families — and could even put people out of their homes. Belinda is a senior citizen living in Bernalillo County, New Mexico. In 2004, she qualified for a home loan with a monthly payment of $130 based

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Swiped Away: How Rising Credit Card Fees Are Affecting Colorado’s Small Businesses

By / / Policy, Views / 4 minutes of reading

The Colorado General Assembly has recently introduced a bill that would protect small businesses from dubious credit card swipe fees that are cutting into their profits. The Swipe Fee Fairness and Consumer Safeguards Act seeks to level the playing field for small businesses by putting an end to the practices that allow swipe fees to

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Trump’s Federal Funding Freeze Devastated Nonprofits. Was It Legal? 

By / / Views / 5 minutes of reading

President Trump ordered a funding freeze on numerous federal programs that provided financial assistance for “foreign aid, nongovernmental organizations, DEI, woke gender ideology and the Green New Deal”, according to a memo released by the Office of Management and Budget. The order immediately impacted several nonprofit and nongovernmental organizations that receive federal funding to carry

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