Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download February 20, 2026 Office of the Comptroller of the Currency (submitted through Regulations.gov) RE: Docket ID OCC-2025-0669 – NCRC Comment on proposed strategic plan guidance The […]
NCRC’s Comment on the OCC’s Proposed Strategic Plan Guidance Read More »
The anti-redlining movement took shape in the 1970s as a response to long-standing obstacles that made it difficult for all communities to prosper. Financial companies engaged in redlining by mapping out neighborhoods they refused to serve. Loans to people of color were denied at higher rates, or originated at higher costs, to the borrower. Blind
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download The OCC is currently taking comments on proposed guidance intended to simplify how banks use the strategic plan option for their Community Reinvestment Act (CRA) performance
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download January 13, 2026 Committee on Senate Banking, Housing, and Urban Affairs United States Senate Washington, DC 20510 Dear Members of the Senate Banking Committee:
NCRC’s Opposition Letter to Digital Asset Market Structure Legislation Read More »
The nation’s largest crypto firms are looking to consolidate their power to the detriment of their customers and communities already lacking vital consumer protections and economic development opportunities. As more and more digital currency companies are vying for financial legitimacy by becoming a national trust bank via the Office of the Comptroller of the Currency
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 23, 2025 OCC (submitted through Regulations.gov)Federal Reserve regs.comments@federalreserve.govFDIC Comments@fdic.gov RE: Docket ID OCC-2023-0016, FRB Docket No. OP-1828- EGRPRA Comment in reference to legacy CRA regulations The National
NCRC’s 2025 EGRPRA Comment on the Community Reinvestment Act Read More »
Join NCRC Senior Policy Advisor Kevin Hill at OFN41, Opportunity Finance Network’s 2025 conference. Hill will be speaking on the panel, “The CRA Reset: Reverting, Reassessing, Repositioning?” on October 21 at 2:15 pm ET. From October 20-23, more than 2,100 CDFI practitioners, investors, funders, policymakers, and partners will gather in Washington, D.C., for OFN41. This
OFN41: Opportunity Next Read More »
Banking Dive, July 30, 2025, Capital One delivers few details on $265B community plan Some critics have said the company’s $265 billion figure is misleading. An analysis of Capital One’s plan by the National Community Reinvestment Coalition asserts that it amounts to $5 billion in new lending, investment and grant activity. In reality, the community benefits plan
Capital One delivers few details on $265B community plan Read More »
The Office of the Comptroller of the Currency (OCC) recently announced plans to alter how banks are evaluated under the Community Reinvestment Act (CRA), one of the longest-standing laws to prevent redlining. The CRA directs the OCC to regularly analyze the number and quality of a bank’s loans, investments and services to historically underserved borrowers
The OCC’s Debanking Pivot Is Another Veiled Attack on CRA Read More »
Join NCRC Policy Advisor Kevin Hill at the NJCAEF’s 16th Annual Financial Justice Summit.This event brings together state and national advocates, officials, and policy experts to discuss today’s challenges, safeguards, and solutions for housing, consumer protections, and community reinvestment in New Jersey—and what lies ahead for the future.
NJCAEF’s 16th Annual Financial Justice Summit Read More »
