BEGIN:VCALENDAR VERSION:2.0 PRODID:-//NCRC - ECPv6.17.3//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-ORIGINAL-URL:https://ncrc.org X-WR-CALDESC:Events for NCRC REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20250309T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20251102T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20260308T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20261101T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20270314T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20271107T060000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20260805T090000 DTEND;TZID=America/New_York:20260805T120000 DTSTAMP:20260707T152548Z CREATED:20260707T141329Z LAST-MODIFIED:20260707T152548Z UID:289859-1785920400-1785931200@ncrc.org SUMMARY:Decades of Disinvestment: Redlining\, Segregation & Current Lending Patterns DESCRIPTION:Join Dr. Bruce Mitchell\, NCRC Principal Researcher\, at the Obama Presidential Center as he explores how the color-coded maps used by federal officials from the 1930s through the 1960s continue to shape mortgage lending and where economic opportunity flows today. \n\n\n\nOver the past four decades\, neighborhoods labeled “hazardous” more than 80 years ago have received approximately 3\,000 fewer mortgages than neighborhoods graded “best\,” with lending declining steadily across each lower grade\, decade after decade. Even after accounting for differences in housing stock\, vacancy rates\, and owner occupancy\, these disparities persist alongside today’s racial wealth gap\, where Black households hold roughly $15 in wealth for every $100 held by White households. URL:https://ncrc.org/event/decades-of-disinvestment-redlining-segregation-current-lending-patterns/ CATEGORIES:Live,NCRC Speaking ATTACH;FMTTYPE=image/jpeg:https://ncrc.org/wp-content/uploads/2026/07/2026-360-Bruce-Mitchell-Social-Media-Graphic.jpg END:VEVENT END:VCALENDAR