Search Results for: bruce mitchell

Decades of Disinvestment: Redlining, Segregation & Current Lending Patterns

By / / 1 minute of reading

Join Dr. Bruce Mitchell, NCRC Principal Researcher, at the Obama Presidential Center as he explores how the color-coded maps used by federal officials from the 1930s through the 1960s continue to shape mortgage lending and where economic opportunity flows today. Over the past four decades, neighborhoods labeled “hazardous” more than 80 years ago have received […]

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Historic redlining continues to color mortgage odds, wealth opportunities today

By / / In the News / 1 minute of reading

April 30, 2026, WJLA, Historic Redlining Continues To Color Mortgage Odds, Wealth Opportunities Today The Fair Housing Act of 1968 made redlining illegal, but the old red lines still influence who can and can’t get a mortgage today.  The National Community Reinvestment Coalition (NCRC), a nonprofit organization focused on underserved communities, analyzed Home Mortgage Disclosure

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Historic redlining continues to color mortgage odds, wealth opportunities today 

By / / In the News / 1 minute of reading

April 30, 2026, Bankrate, Historic Redlining Continues To Color Mortgage Odds, Wealth Opportunities Today  The Fair Housing Act of 1968 made redlining illegal, but the old red lines still influence who can and can’t get a mortgage today.  The National Community Reinvestment Coalition (NCRC), a nonprofit organization focused on underserved communities, analyzed Home Mortgage Disclosure

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Big housing info comes in small crate

By / / In the News / 1 minute of reading

Community Newspaper Group, November 19, 2025, Big housing info comes in small crate  A museum display states: “People of color, [of] Jew[ish descent], and immigrants were deemed ‘undesirable,’ reducing property values and limiting opportunities.” “Redlining” is the term for denying borrowers access to credit, or good credit, based on the location of properties in minority

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NCRC Comments on FHFA’s Proposed Affordable Housing Goals 2026-2028

By / / Testimony & Regulatory Comments / 28 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download November 3, 2025 Mr. Clinton Jones General Counsel Federal Housing Finance Agency 400 7th Street SW Washington, DC 20219 Re: FHFA Proposed Affordable Housing Goals

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Opportunity Zones: A Taxpayer-Funded Program That Primarily Benefits Wealthy Investors

By / / Research, Views / 7 minutes of reading

Seven years after its creation, the federal Opportunity Zones program has manifested a troubling pattern: creating massive taxpayer-funded benefits for wealthy investors while failing to meaningfully help the communities they were designed to serve. With the wealthiest Americans receiving substantial tax benefits on over $100 billion in capital gains through this program, Opportunity Zones represent

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Video: Member Webinar: Building AI-Supported Research Reports

By / / NCRC Videos / 42 minutes of reading

Online Event Archive Recorded: July 26, 2025 Watch a member-focused webinar to showcase our new report-generation capabilities. NCRC’s Research team demonstrates how they create customized reports for NCRC members. Using data curated for NCRC members’ unique needs, we work with each member to produce bespoke reports that target the specific places and issues that matter

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Video: Gentrification Nation: Displaced By Design

By / / NCRC Videos / 44 minutes of reading

Online Event Archive Recorded: June 5, 2025 Over the past five decades, gentrification has fundamentally reshaped America’s urban neighborhoods, creating complex dynamics of revitalization and displacement. Our recently released comprehensive analysis, Displaced By Design, reveals that gentrification, once confined to small parts of some cities, is on the rise across many housing markets. The human cost

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“Opportunity Zones” for Whom? Lack of Equitable Development Outcomes Highlights Need for Reforms to Key Program

By / / Policy, Research, Views / 7 minutes of reading

In most American communities, one will see sleek, newly constructed luxury apartments, a variety of trendy eateries, carefully manicured shrubbery and the new well-to-do residents seemingly without a care in the world on one block. Then, one will see the bleak, dilapidated buildings, gaudy fast-food restaurants, tree-barren landscapes and the established residents that are struggling

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